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	<title>JerseySmarts.com</title>
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	<description>Joe Palazzolo&#039;s Blog</description>
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		<title>The Actual Final Student Loan Payment Screenshot</title>
		<link>https://www.jerseysmarts.com/2020/11/28/the-actual-final-student-loan-payment-screenshot/</link>
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		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Sat, 28 Nov 2020 14:00:57 +0000</pubDate>
				<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[College]]></category>
		<category><![CDATA[College Scholarship]]></category>
		<category><![CDATA[Doctorate]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Students]]></category>
		<category><![CDATA[Undergraduates]]></category>
		<category><![CDATA[University of Southern California]]></category>
		<guid isPermaLink="false">https://www.jerseysmarts.com/?p=10617</guid>

					<description><![CDATA[Several years ago, I posted an update showing what the screen looked like after I paid off my undergraduate and graduate student loans. It was great to finally see the &#8220;current balance&#8221; on those loans paid down to zero. As my Mother mentioned the other day, it gives you a real feeling of accomplishment having [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Several years ago, I posted an update <a href="https://www.jerseysmarts.com/2013/08/21/after-all-of-these-years-this-is-what-the-finish-line-looks-like/">showing what the screen looked like</a> after I paid off my undergraduate and graduate student loans. It was great to finally see the &#8220;current balance&#8221; on those loans paid down to zero. As my Mother mentioned the other day, it gives you a real feeling of accomplishment having paid off a major student loan. And now, more than 7 years later, I am posting another screenshot of a zero balance, but this time for my doctoral student loans. Check it out:</p>
<div id="attachment_10619" style="width: 1124px" class="wp-caption aligncenter"><img fetchpriority="high" decoding="async" aria-describedby="caption-attachment-10619" src="https://www.jerseysmarts.com/wp-content/uploads/2020/11/doctoral-student-loan-2020-1.jpg" alt="" width="1114" height="420" class="size-full wp-image-10619" srcset="https://www.jerseysmarts.com/wp-content/uploads/2020/11/doctoral-student-loan-2020-1.jpg 1114w, https://www.jerseysmarts.com/wp-content/uploads/2020/11/doctoral-student-loan-2020-1-300x113.jpg 300w, https://www.jerseysmarts.com/wp-content/uploads/2020/11/doctoral-student-loan-2020-1-1024x386.jpg 1024w, https://www.jerseysmarts.com/wp-content/uploads/2020/11/doctoral-student-loan-2020-1-768x290.jpg 768w" sizes="(max-width: 1114px) 100vw, 1114px" /><p id="caption-attachment-10619" class="wp-caption-text">My last student loan &#8211; for my doctorate &#8211; showing a zero balance</p></div>
<p>There you go, folks. That is what it looks like to no longer owe anything in student loans. Not only does it look pretty good, but it feels pretty good, too. Also, here is another screenshot from another part of the student loan website showing the zero balance. Check it out:</p>
<div id="attachment_10620" style="width: 1133px" class="wp-caption aligncenter"><img decoding="async" aria-describedby="caption-attachment-10620" src="https://www.jerseysmarts.com/wp-content/uploads/2020/11/doctoral-student-loan-2020-2.jpg" alt="" width="1123" height="295" class="size-full wp-image-10620" srcset="https://www.jerseysmarts.com/wp-content/uploads/2020/11/doctoral-student-loan-2020-2.jpg 1123w, https://www.jerseysmarts.com/wp-content/uploads/2020/11/doctoral-student-loan-2020-2-300x79.jpg 300w, https://www.jerseysmarts.com/wp-content/uploads/2020/11/doctoral-student-loan-2020-2-1024x269.jpg 1024w, https://www.jerseysmarts.com/wp-content/uploads/2020/11/doctoral-student-loan-2020-2-768x202.jpg 768w" sizes="(max-width: 1123px) 100vw, 1123px" /><p id="caption-attachment-10620" class="wp-caption-text">My student loans are fully repaid &#8211; all of them</p></div>
<p>As I mentioned <a href="https://www.jerseysmarts.com/2020/11/24/just-finished-paying-off-my-student-loans-again/">the other day</a>, I plan on writing more about student loans from time to time, but I just do not have much more to write about my own repayment journey because it is now, completely, over.</p>
<p><em>I repaid <strong>$244,826.91</strong> in undergraduate, master&#8217;s, and doctoral student loans. The debt was comprised of $193,430.16 in loan principal, $14,313.42 in capitalized interest, $2,146.59 in closing and refinancing fees, and $34,936.74 in interest. My lenders included the United States Department of Education&#8217;s (USED) Perkins loan program, their subsidized and unsubsidized Direct Loan programs, the New Jersey Higher Education Student Assistance Authority&#8217;s NJCLASS program, CitiBank, and SoFi. You can read my entire <a href="http://www.jerseysmarts.com/category/student-loans/">student loan repayment story</a> on <a href="http://www.jerseysmarts.com/">JerseySmarts.com</a>.</em></p>
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		<title>Just Finished Paying Off My Student Loans&#8230; Again</title>
		<link>https://www.jerseysmarts.com/2020/11/24/just-finished-paying-off-my-student-loans-again/</link>
					<comments>https://www.jerseysmarts.com/2020/11/24/just-finished-paying-off-my-student-loans-again/#respond</comments>
		
		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Tue, 24 Nov 2020 15:00:14 +0000</pubDate>
				<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[College]]></category>
		<category><![CDATA[College Scholarship]]></category>
		<category><![CDATA[Doctorate]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Students]]></category>
		<category><![CDATA[Undergraduates]]></category>
		<category><![CDATA[University of Southern California]]></category>
		<guid isPermaLink="false">https://www.jerseysmarts.com/?p=10607</guid>

					<description><![CDATA[It seems like it was just yesterday (or seven years and three months ago) that I announced I paid off my student loans&#8230; for the first time. Back then, I was happy to announce that I paid off my undergraduate and graduate student loans over a repayment journey that lasted seven years and one month. [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>It seems like it was just yesterday (or <a href="https://www.jerseysmarts.com/2013/08/19/major-student-loan-announcement-my-student-loans-are-fully-repaid/">seven years and three months ago</a>) that I announced I paid off my student loans&#8230; for the first time.  Back then, I was happy to announce that I paid off my undergraduate and graduate student loans over a repayment journey that lasted seven years and one month.  That journey covered a total repayment of $149,455.12.  But it wasn&#8217;t just $149,455.12 repaid and then everyone goes home happy.  No.  I repaid that amount during the beginning of my career when my income was also at its beginning and without any financial assistance coming in for any living expenses or any other costs.  In fact, <a href="https://www.jerseysmarts.com/2006/06/15/the-poster-child-for-student-loan-debt/">USA Today covered my story</a> in an above-the-fold cover story in their newspaper.  During that repayment, I learned that if you focus, work hard, and do not waste your income on frivolous garbage, then you can redirect a substantial amount of that income towards paying down debt and actually be successful in paying it off.  So that&#8217;s just what I did to repay my first student loans off in August 2013.</p>
<div id="attachment_10614" style="width: 710px" class="wp-caption aligncenter"><img decoding="async" aria-describedby="caption-attachment-10614" src="https://www.jerseysmarts.com/wp-content/uploads/2020/11/last-student-loan-payment-02.jpg" alt="" width="700" height="200" class="size-full wp-image-10614" srcset="https://www.jerseysmarts.com/wp-content/uploads/2020/11/last-student-loan-payment-02.jpg 700w, https://www.jerseysmarts.com/wp-content/uploads/2020/11/last-student-loan-payment-02-300x86.jpg 300w" sizes="(max-width: 700px) 100vw, 700px" /><p id="caption-attachment-10614" class="wp-caption-text">A screenshot of my last student loan payment, which went out this morning</p></div>
<p>Then two years later in August 2015, I started on a new academic journey to earn a doctorate.  That quest ended in May 2018 when I earned my doctorate from the University of Southern California at a grand total cost of $89,286.86.  I also financed my doctoral program through student loan debt.  Repayment on those student loans began in December 2018 and now, just about two years later, I am happy to announce that I have fully repaid the doctoral student loans as of this morning.  When I have <a href="https://www.jerseysmarts.com/2013/08/21/after-all-of-these-years-this-is-what-the-finish-line-looks-like/">a screenshot available</a> of that student loan balance coming in at $0, then I will share it here for everyone to see.</p>
<p>The final count for the doctoral student loans is as follows:</p>
<p>$87,360.16 in loan principal<br />
$1,878.84 in capitalized interest<br />
$47.86 in closing and refinancing fees<br />
$6,084.93 in interest</p>
<p>Total Amount Repaid:  $95,371.79</p>
<p>When you add up the undergraduate, graduate, and doctoral student loans, the total amount I repaid is $244,826.91.  I never missed a payment, never incurred a late fee, and never asked for a deferment for any reason.  I took out this debt knowing that it meant I would have to repay the obligations I was incurring.  I never asked for my loans to be forgiven.  I never contemplated a world where I would want them to be forgiven.  I never believed that other people should be forced to pay for my student loans.  The discipline needed to pay off these loans gave me a near perfect credit score.</p>
<p>While I am thankful that my student loan repayment journey is at an end (for good, this time), I am even more thankful of the financial discipline and education that I was able to garner over the last 14 years.  Stay tuned to my blog for more student loan entries in the future&#8230; they just will not be covering my own student loan repayment because it&#8217;s finally over!</p>
<p><em>I repaid <strong>$244,826.91</strong> in undergraduate, master&#8217;s, and doctoral student loans. The debt was comprised of $193,430.16 in loan principal, $14,313.42 in capitalized interest, $2,146.59 in closing and refinancing fees, and $34,936.74 in interest. My lenders included the United States Department of Education&#8217;s (USED) Perkins loan program, their subsidized and unsubsidized Direct Loan programs, the New Jersey Higher Education Student Assistance Authority&#8217;s NJCLASS program, CitiBank, and SoFi. You can read my entire <a href="http://www.jerseysmarts.com/category/student-loans/">student loan repayment story</a> on <a href="http://www.jerseysmarts.com/">JerseySmarts.com</a>.</em></p>
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		<title>Second Thoughts:  On High School and College Football</title>
		<link>https://www.jerseysmarts.com/2020/07/22/second-thoughts-on-high-school-and-college-football/</link>
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		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Wed, 22 Jul 2020 13:00:30 +0000</pubDate>
				<category><![CDATA[College & Fraternity Life]]></category>
		<category><![CDATA[Next Iteration]]></category>
		<category><![CDATA[Random Entries]]></category>
		<category><![CDATA[College]]></category>
		<category><![CDATA[football]]></category>
		<category><![CDATA[high school]]></category>
		<guid isPermaLink="false">https://www.jerseysmarts.com/?p=10582</guid>

					<description><![CDATA[Back in 2013, I created a spreadsheet of different topics that I might write about on this blog. One of the categories was called &#8220;Second Thoughts&#8221; and the idea was to capture some of my &#8220;hindsight being 20/20&#8221; style thoughts on different elements in life. For example, today I am going to write about playing [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Back in 2013, I created a spreadsheet of different topics that I might write about on this blog.  One of the categories was called &#8220;Second Thoughts&#8221; and the idea was to capture some of my &#8220;hindsight being 20/20&#8221; style thoughts on different elements in life.  For example, today I am going to write about playing football in high school and how I wound up not playing football in college.  It would have been hard for me to write about those two things objectively when I was still so close to them (and I am sure that what I write below is not objective anyway), but with so much time between my playing days and today I think that I am able to look back and offer a reasonable, only marginally-biased opinion.</p>
<p>My first comments about playing football in high school is that I am glad for the experience, I am thankful for the lifelong friendships that being on my football team provided, and&#8230; I would never, ever want my nephews or young cousins to play football.  That perspective might seem counterintuitive or hypocritical &#8211; it is not, I assure you.  I began playing football during my freshman year of high school, which was 1995.  Back in 1995, the research and science around the lasting impact of the intense head trauma that one experiences when playing football was not mature yet.  That research had not evolved to where we are today, which is the firm understanding that the repeated head trauma that football players endure leads to diminished mental capacities over the course of their lives.</p>
<p>To football&#8217;s credit, they have worked to improve the equipment that is used and to enforce new rules to protect players&#8217; heads.  I appreciate those improvements and hope that they are the first in many more changes to the game to protect its players.  However, I cannot imagine a world where I would endorse the young ones in my family actively engaging in that type of brutality when the function of their brains is what is at risk.  No thank you.  By the way, both of my brothers were football players (one was a championship football player and the other was the captain of his team) and my cousin was on my football team (we were championship players then and, now, hall of fame players at our high school) and we all completely agree on this point.  We all also agree that if one of the next generation of the family wants to play football, then we would talk to them about it and let them make their own decision, but we would discourage them from joining the team.</p>
<p>As for my experience playing high school football, I loved it.  I was able to play for one year with my older brother as a senior on the team when I was a sophomore and I got to play all four years with my cousin.  In my hometown, I came from a smaller, feeder grade school that fed into a larger high school, so being on the football team was a way for me to meet new friends, integrate into the larger high school, and build a feeling of attachment to the larger community.  All of that worked out very well for me and I think it worked out well because I was a good football player (not a great player, but good enough to start on a championship team my senior year).  I can never speak ill of the amazing connections that I built from playing football and, ultimately, from wrestling and being on the spring track team (the weight throwing team, not the runners!).</p>
<p>The one area where I have a constructive criticism for high school football and all high school sports is the constant pressing for more reps, practicing longer hours, and doing something &#8220;one more time.&#8221;  In hindsight and across all of the sports that I played, I do not think that there was much benefit to the &#8220;one more rep&#8221; mentality.  In fact, there is a growing chorus of folks who are saying that <a href="https://podcastnotes.org/joe-rogan-experience/pavel-tsatsouline-joe-rogan-experience-kettlebell-strength-training/" rel="noopener noreferrer" target="_blank">the &#8220;one more rep&#8221; mentality</a> is dangerous.  I leave that contemporary argument to those who are making it today.  In my experience, though, staying a little bit later, pushing to press up a little bit more weight, and spending additional time preparing for an opponent seems like it was a bit much &#8211; at least for the high school level of competition.</p>
<p>At some point during my senior year, I started receiving letters from local, small colleges (Division III) to play football for them.  I received a few letters about wrestling, too.  I did not pursue any of them in a significant way.  One day, one of my buddies who was a running back on the team and I were called into a special meeting to meet with a recruiter from a local university that played in what was then-known as Division IAA (today called Division I FCS).  To make what could be a long story short, both my buddy and I opted not to play for that college, but both wound up going to school there anyway.  I talked to the football coaches at the university at the time and told them that I wanted to get acclimated to college before playing football.  They weren&#8217;t interested in that, but said if I wanted to, then I could attempt to walk-on to the team after my freshman year and to come and talk to them after the spring semester ended.</p>
<p>As it turned out, I became friends with several of the football players at my college and I even shared a dorm suite with two of them who I became good friends with that year.  I also became friends with some of the college freshmen football players that lived in other parts of the campus and they were all really nice guys.  At some point, I started lifting weights while in college and at that time the weight room for the students was shared with the athletes.  Without gassing myself up too much, I lifted as much or more than the guys who would have been my contemporaries on the college football team.  I&#8217;m not so arrogant to think that this was purely because I was stronger than some of those guys, but rather I recognized that they were engaged in a specific type of weightlifting where I was just lifting weights for fun.  When you become more specific in your training routine, you can naturally reduce the amount of weight that you might lift in certain standard lifts.  I think that is what was going on.</p>
<p>After my freshman year, I went and talked to the football coaches and told them I was ready to walk on to the team.  I remember talking to one of the coaches and the look of complete disinterest that he had in me and my story (the same guy who was excited about me potentially joining his team 18 months earlier).  I think the conversation turned when I mentioned that during my freshman year, I did really well (a 3.9 GPA after my second semester, which he liked) and that I met a bunch of new friends when I joined my fraternity &#8211; that went over like a lead balloon.  That coach somewhat reluctantly gave me the paperwork that I needed to get filled out from my doctor and told me that once I got him the completed paperwork, he would get me the dates of the walk-on practices.</p>
<p>Well, I got a physical, had the paperwork completed, and sent it in to the coach&#8230; and that&#8217;s the end of the story.  The coach never got back in touch with me, never let me know about when I could try to walk-on, and never initiated contact again.  I did not follow-up with him because I believed then, as now, that some things are not worth chasing.  After seeing the utter look of disdain on that coach&#8217;s face when I mentioned that I lived a great freshman year and a big part of that was joining my fraternity, I knew that this was not going to be a good interaction and that I probably would not want to pursue a long-term connection with that guy.  This is another marked difference between the high school and college settings, for me at least &#8211; I genuinely liked each of my high school coaches no matter how hard or aggressive they got with me and my teammates.  For the college coach to be jumping up and down enthusiastic about me and my buddy joining his team while we were in high school and then completely uninterested 18 months later, it just did not sit right with me.</p>
<p>Overall, I am glad that I did not play football in college.  A few months after that awkward interaction with the football coach, a friend and former teammate of mine from high school began playing football at the college.  An old injury of his was aggravated during one of the early practices and he may have been encouraged to play through it (common in both high school and college sports).  He opted not to play through it and, instead, protect his body (smart move).  And I have heard similar stories like that not just locally, but all over the country and not just with football, but all sports.</p>
<p>What I gained by playing football in high school was provided to me by my fraternity.  While I have several friends who had excellent college football experiences, I do not think that I would have had a similar experience playing football at my college.  And that&#8217;s completely okay for me, especially when considering the brain trauma research I mentioned earlier and the wonderful experience provided to me by joining my fraternity and growing a new group of lifelong friends.</p>
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		<title>Start the Weekend Right Link Series – Volume #5, Edition #3</title>
		<link>https://www.jerseysmarts.com/2020/07/17/start-the-weekend-right-link-series-volume-5-edition-3/</link>
					<comments>https://www.jerseysmarts.com/2020/07/17/start-the-weekend-right-link-series-volume-5-edition-3/#respond</comments>
		
		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Fri, 17 Jul 2020 13:00:42 +0000</pubDate>
				<category><![CDATA[Random Entries]]></category>
		<category><![CDATA[College]]></category>
		<category><![CDATA[Diet]]></category>
		<category><![CDATA[Link Series]]></category>
		<category><![CDATA[Philanthropy]]></category>
		<category><![CDATA[Start the Weekend Right]]></category>
		<guid isPermaLink="false">https://www.jerseysmarts.com/?p=10549</guid>

					<description><![CDATA[Back again with another Start the Weekend Right Link Series after last week&#8217;s successful offering. Just a note before we get started, I continue to recommend using Feedly as an RSS reader (and, again, I am not getting any payment for recommending this product &#8211; I just really like it as a replacement for the [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Back again with another Start the Weekend Right Link Series after <a href="https://www.jerseysmarts.com/2020/07/10/start-the-weekend-right-link-series-volume-5-edition-2/" rel="noopener noreferrer" target="_blank">last week&#8217;s successful offering</a>.  Just a note before we get started, I continue to recommend using <a href="http://www.feedly.com/" target="_blank" rel="noopener noreferrer">Feedly</a> as an RSS reader (and, again, I am not getting any payment for recommending this product &#8211; I just really like it as a replacement for the old Google Reader).  If you already have a Feedly account, then you can follow my blog by <a href="https://feedly.com/i/subscription/feed%2Fhttp%3A%2F%2Fwww.jerseysmarts.com%2Ffeed%2F" rel="noopener noreferrer" target="_blank">clicking here</a>.</p>
<div style="padding-left:50px;">
<a href="https://www.bariweiss.com/resignation-letter" rel="noopener noreferrer" target="_blank">Resignation Letter</a>, <strong>Bari Weiss</strong><br />
Well, this is a complete and total destruction of the New York Times and their editorial page.  Ms. Weiss is the now-former opinion editor at the New York Times and in this scathing resignation letter she tears apart what many of us have grown to begrudgingly accept about the newspaper &#8211; that its opinion page is more than far-left, it&#8217;s off the left side of the charts.  As someone who is an avid New York Times reader, I know that they have a broken editorial page that, as Ms. Weiss says, operated by an &#8220;enlightened few whose job is to inform everyone else.&#8221;  Yuck.  If you enjoy reading about the behind the scenes in today&#8217;s media scene, then you want to read this resignation letter.</p>
<p><a href="https://freakonomics.com/2011/12/14/to-ask-or-not-to-ask-experiments-in-charitable-giving/" rel="noopener noreferrer" target="_blank">To Ask or Not to Ask: Experiments in Charitable Giving</a>, <strong>Freakonomics</strong><br />
As you may know at this point, one of my favorite topics in the volunteering world is the business of philanthropic giving.  In this 2011 post from the Freakonomics blog, they offer some commentary on a then-recent study of philanthropic giving related to the Salvation Army bell-ringers at the front of stores during the holiday season.  One of their big takeaways is that giving increases 75% when you just ask someone to donate.  Shocking, right?</p>
<p><a href="https://well.blogs.nytimes.com/2011/12/22/students-say-no-to-healthy-school-fare/" rel="noopener noreferrer" target="_blank">Students Say No to Healthful School Fare</a>, <strong>The NY Times Well Blog</strong><br />
This is another blog post from later in 2011 where the NY Times&#8217;s Well Blog wrote about how students in the LA Unified School District were rejecting the new, healthier food options.  You might remember that about 10 years ago in this country, there was a push to make school breakfasts and lunches healthier (great idea, in my view).  Well, this blog entry tells you how that played out some 9 years ago:  <em>&#8220;Students have been throwing away meals and bringing their own junk food to school, forcing the district to bring back some of the foods it worked so hard to replace.&#8221;</em></p>
<p><a href="https://www.becker-posner-blog.com/2013/03/higher-education-is-still-a-very-good-investment-becker.html" rel="noopener noreferrer" target="_blank">Higher Education is Still a Very Good Investment-Becker</a>, <strong>The Becker-Posner Blog</strong><br />
The Becker-Posner Blog was a great read for many reasons, not the least of which is the fact that the two authors were renowned intellectuals who put their minds to work in the judicial and economic spheres.  When Gary Becker passed away in 2014, Richard Posner cited that the blog would also be ending.  Luckily, this blog entry is from 2013 and gives the authors&#8217; take on why going to college is still a good investment, even in the face of increasing tuition costs.</p>
<p><a href="https://www.air.org/edsector-archives/publications/four-lessons-i-learned-taking-mooc" rel="noopener noreferrer" target="_blank">The Four Lessons I Learned By Taking a MOOC</a>, <strong>AIR</strong><br />
Even though this link is some 7 years old already, it has particular relevance to me as I am planning on taking a MOOC this summer.  I saw that one of the students I mentor (at a different school and in a different state) completed a MOOC earlier this summer and that got the ball rolling in my mind about whether or not I should take one of these.  For those who are unfamiliar, a MOOC is a massive open online course where enrollment is usually free.  These days, many institutions of higher education have MOOC offerings from their premier schools and you can purchase a low cost certificate after completing the course showing your efficacy in that subject matter.  Again, I plan on taking a MOOC this summer so I will likely report back on my experience.  Stay tuned! </p>
<p><a href="https://www.nerdfitness.com/blog/the-paleo-diet-debunked/" rel="noopener noreferrer" target="_blank">The Paleo Diet Debunked?</a>, <strong>Nerd Fitness</strong><br />
Nerd Fitness is one of the most entertaining websites when it comes to fitness tips and health information.  The author writes from a nerdy world view (I love it!) and takes on big issues in the health and fitness field.  In this entry, he writes about the popular Paleo diet (in short, eat like a caveman) and the common criticisms of that approach to consuming food.  If you are looking for a really good defense of the Paleo diet and all of the reasons why it could potentially work for you, then this is the page to read.  And I also recommend clicking around the website a little bit to learn about the Nerd Fitness approach to health (I use an old Nerd Fitness weightlifting program when I&#8217;m at the gym&#8230; during non-coronavirus times).
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<p>As an aside, the more I go through these old links that I have bookmarked or saved in Feedly, the more I realize many of them lead to content that no longer exists or has been taken down.  When and where possible, I will try to replace that content with duplicate versions of the material as is the case above with the article from AIR (originally posted to a blog that I follow that has since taken down the old post).</p>
<p>Have you come across any great articles lately?  If so, then please share those links in the comments below.  All subjects count from money to volunteering to higher education to sports and more!  And one more time for those of you who love reading online articles, I strongly recommend using <a href="http://www.feedly.com/" target="_blank" rel="noopener noreferrer">Feedly</a> as an RSS reader.  You can follow <a href="https://feedly.com/i/subscription/feed%2Fhttp%3A%2F%2Fwww.jerseysmarts.com%2Ffeed%2F" target="_blank" rel="noopener noreferrer">JerseySmarts.com on Feedly</a> or you can <a href="http://www.jerseysmarts.com/feed/" target="_blank" rel="noopener noreferrer">add us to your existing RSS aggregator</a>.  Enjoy!</p>
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		<title>Book Review:  Dreyer&#8217;s English</title>
		<link>https://www.jerseysmarts.com/2019/08/01/book-review-dreyers-english/</link>
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		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Thu, 01 Aug 2019 12:00:28 +0000</pubDate>
				<category><![CDATA[Book, DVD, Movie, & Media Reviews]]></category>
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		<category><![CDATA[Donald Trump]]></category>
		<category><![CDATA[language]]></category>
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		<category><![CDATA[Writing]]></category>
		<guid isPermaLink="false">http://www.jerseysmarts.com/?p=10310</guid>

					<description><![CDATA[Many years ago as an undergraduate, I was an English major, which means I spent a great deal of time reading the classics, writing critiques, and reviewing the finer points of the art of writing. Most of those finer points that I spent a untold hours (but quite told dollars) to learn are probably gone [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Many years ago as an undergraduate, I was an English major, which means I spent a great deal of time reading the classics, writing critiques, and reviewing the finer points of the art of writing.  Most of those finer points that I spent a untold hours (but quite told dollars) to learn are probably gone from my knowledge bank at this point.  I don&#8217;t know because I can&#8217;t remember.  I guess this means that I have a more relaxed writing style than some of my old professors may care for.  Oh well.  I certainly won&#8217;t find many arguments against a more relaxed, but disciplined writing style from Benjamin Dreyer.  In his new book, <em>Dreyer&#8217;s English</em>, Dreyer goes over a whole host of writing rules that authors (aspiring, experienced, or otherwise) will find helpful, eye-opening, and &#8211; at times &#8211; potentially frustrating.</p>
<p><img loading="lazy" decoding="async" src="https://www.jerseysmarts.com/wp-content/uploads/2019/07/dreyers-english-199x300.jpg" alt="" width="199" height="300" class="alignleft size-medium wp-image-10311" srcset="https://www.jerseysmarts.com/wp-content/uploads/2019/07/dreyers-english-199x300.jpg 199w, https://www.jerseysmarts.com/wp-content/uploads/2019/07/dreyers-english.jpg 331w" sizes="auto, (max-width: 199px) 100vw, 199px" />This is not to insinuate that Dreyer is incorrect in any of his suggestions, recommendations, or rules.  Rather, this is to suggest that contemporary English has become so out of whack with the basic rules that we sometimes write in a piecemeal method akin to how Dr. Frankenstein built his monster (shout out to anyone who has read <em>Dreyer&#8217;s English</em>).</p>
<p>What struck me while reading this book was the fun, playful humor that Dreyer embeds into an otherwise dry, drab, sometimes angry subject.  Some of you may recall your English classes as boring or dull or, worse, instructed by someone who was either of these two unfortunate descriptors.  I&#8217;m glad to say that I did not have that experience (and thus, I graduated with a bachelor&#8217;s degree in English).  But I do feel for those of you who may have had poor instructors and now are plagued with a poor appreciation for the rules of our English language.</p>
<p>Perhaps my favorite part of the book &#8211; and a comment that I agree with &#8211; is that rules are made to be broken.  Of course, you have to know the rules before you break them.  I&#8217;m with Dreyer on that stance.  Yes, go ahead and end a sentence with a preposition if you want to.  However, be sure to know what the rules are around why some folks don&#8217;t like to have sentences end with a preposition. </p>
<p>For those of you who underwent a rigorous education in the grammatical arts, you&#8217;ll find <em>Dreyer&#8217;s English</em> to be a great refresher and also a fun trip down what I hope is a pleasant memory lane.  For those of you who are not as familiar with the strange peculiarities that make up the English language, you might find this book to be filled with the rules and grammatical laws that have evaded you.  Or a playful read.  Or both.  Whatever.  (Another shout out to those who read the book and its fun footnotes.)</p>
<p>Just a final comment, while this book is a fun read and enjoyable for those of us who like linguistics, I was a bit disappointed at the unnecessary distraction added by the often awkward and off-topic insertion of the author&#8217;s politics.  Early in the book, he takes a shot at the Bush family.  Later, he uses Donald Trump, Jr., as an example in a rather derogatory way.  He swipes at President Trump in a footnote that looks, feels, and reads laboriously crowbarred into the book.  There are other awkward shots at anything not Democratic or left-of-center littered throughout the book including a bizarre footnote where he comments that he originally used the verb &#8220;trumps&#8221; in an example but he now has an aversion to using that verb.  Frankly, it&#8217;s creepy for someone to see politics all around them, including in verbs.  Break free, people.  Don&#8217;t let politics run (ruin?) your life.</p>
<p>These types of unnecessary political distractions are awkward in a book about the English language.  Of course, part of my frustration with politics being included is that I vehemently reject the politicization of everything in today&#8217;s society.  The English language should not be politicized.  Excess fall backs to political commentary is also why I followed and then, sadly, stopped following the author on Twitter.</p>
<p>The whole world doesn&#8217;t need to be political.  And, this may be just me, but I&#8217;ve begun to become uninterested* in people who only see the world and all of its marvelous elements in shades of Democratic blue and Republican red.  Do better, everyone.</p>
<p>*A third shout out to those who read the book. I am <em>uninterested</em> in those who see politics in all shades of life, even linguistics.  This is because I am <em>disinterested</em> in politics. There&#8217;s a difference, as Dreyer explains.</p>
<p>That unhappy note aside, I&#8217;m a fan of this book and I appreciated the humor that Dreyer used in his writing.  This was a fun read and as someone who never picks up a brand new book, I am glad that I broke with my historical book-buying approach and purchased this one.  If you&#8217;re into the English language and its many oddities, then give <em>Dreyer&#8217;s English</em> a try. I think you&#8217;ll enjoy it!</p>
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		<title>A New Student Loan Update &#8211; Many Years Later</title>
		<link>https://www.jerseysmarts.com/2019/06/07/a-new-student-loan-update-many-years-later/</link>
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		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Sat, 08 Jun 2019 01:47:58 +0000</pubDate>
				<category><![CDATA[College & Fraternity Life]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[College]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Monmouth University]]></category>
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		<category><![CDATA[Rutgers University]]></category>
		<category><![CDATA[University of Southern California]]></category>
		<guid isPermaLink="false">http://www.jerseysmarts.com/?p=10266</guid>

					<description><![CDATA[Sometimes the updates on this blog are few and far in between and this update, in particular, is long overdue. The main focus of this entry is how I went back to the student loan well to fund my doctoral education, which ended in May 2018. In fact, the last update that I made to [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Sometimes the updates on this blog are few and far in between and this update, in particular, is long overdue.  The main focus of this entry is how I went back to the student loan well to fund my doctoral education, which ended in May 2018.  In fact, the <a href="http://www.jerseysmarts.com/2015/06/09/heading-back-to-school-as-a-student-one-last-time/">last update</a> that I made to the <a href="http://www.jerseysmarts.com/category/student-loans/">Student Loans category</a> of this blog was a note about how I was going back to school to get a doctorate and I posted that updated in June 2015.</p>
<div id="attachment_10267" style="width: 710px" class="wp-caption aligncenter"><img loading="lazy" decoding="async" aria-describedby="caption-attachment-10267" src="http://www.jerseysmarts.com/wp-content/uploads/2019/06/usc-graduation-banner.jpg" alt="" width="700" height="200" class="size-full wp-image-10267" srcset="https://www.jerseysmarts.com/wp-content/uploads/2019/06/usc-graduation-banner.jpg 700w, https://www.jerseysmarts.com/wp-content/uploads/2019/06/usc-graduation-banner-300x86.jpg 300w" sizes="auto, (max-width: 700px) 100vw, 700px" /><p id="caption-attachment-10267" class="wp-caption-text">Graduating from the USC Rossier School of Education last spring</p></div>
<p>Well, that doctoral program has come and gone and I absolutely loved it.  Soon, I intend to post an entry talking about the tremendous experience that I had as part of the University of Southern California&#8217;s online doctoral program.  It was amazing and really rewrote the entire online learning experience for me.  Again, though, that story is for another time.  This update is about student loans.</p>
<p>To start, I do not intend to write a series of updates about my student loan repayment experience like I did after I graduated from Monmouth University and Rutgers University some 10+ years ago.  Writing about my on-going repayment of the $120,603.31 in student loans that I incurred getting a bachelor&#8217;s degree and master&#8217;s degree was fun, but I have already provided that type of content to this blog and I do not want to write about the same issue in the same manner again.  Also, my personal circumstances during this repayment are much different than they were back in 2006 when I started that repayment program.  When I started repaying my first set of loans back in July 2006, I did not even have a full-time job yet.  Now, I have two full-time jobs and two thriving small businesses&#8230; so yeah, my situation is a little bit different.</p>
<p>What is also different is the amount of student loan debt that I needed to incur to complete the doctoral program.  All in, I took on <strong>$89,286.86</strong> in new student loans.  This number is comprised of $87,360.16 in loan principal, $1,878.84 in capitalized interest, and $47.86 in closing and refinancing fees.  For those of you keeping count, when you combine all of the student loan principal, capitalized interest, and closing and refinancing fees that I have had to pay off in my lifetime, that number is $209,890.17.</p>
<p>Pretty amazing, right?</p>
<p>Just for fun, if you want to add in the $28,851.81 that I have already paid in interest during the first set of student loans, then the total amount that I have repaid and am still tasked with repaying is $238,741.98.</p>
<p>In terms of repayment, the first set of student loans took me seven years and one month to repay in full.  Those seven years did not necessarily go by quickly in terms of financial time.  In other words, repaying those loans was brutal to a young professional just getting his career started &#8211; in the nonprofit sector no less.  Today, my repayment plan is a little bit different as my first payments began in December 2018 and I expect to have these loans paid in full sometime around the end of 2020 or the beginning of 2021.  My estimates are still somewhat off because I am unsure if I want to repay the loans earlier and, to be honest, I am contemplating a few different repayment structures that make more financial sense.  Unfortunately, my income is at a point where I can no longer write off my student loan interest as a deduction on my taxes, so paying interest on the student loans really has no financial benefit at all.</p>
<p>But there are other ways to make student loan interest work for you.  For example, I own a home now and I have a good deal of equity in the home.  If I refinance my student loans into my mortgage, then the interest incurred on the increased amount of the mortgage loan would be tax deductible (up to a point, given the recent state and local Tax limits).  Also, I could take out a loan from my 401k and repay my loans that way, too.  By doing that, 100% of the interest paid on the 401k loan would go back into my 401k and I would earn all of the interest paid.  Either one of these options seems like a better choice than just making payments on the student loans.</p>
<p>That is about it for this student loan update.  Again, no regular updates on my repayment this time around, but I might post a random update here and there, so be on the lookout!</p>
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		<title>Start the Weekend Right Link Series &#8211; Volume #4, Edition #2</title>
		<link>https://www.jerseysmarts.com/2016/03/19/start-the-weekend-right-link-series-volume-4-edition-2/</link>
					<comments>https://www.jerseysmarts.com/2016/03/19/start-the-weekend-right-link-series-volume-4-edition-2/#respond</comments>
		
		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Sat, 19 Mar 2016 11:30:25 +0000</pubDate>
				<category><![CDATA[Random Entries]]></category>
		<category><![CDATA[Agriculture]]></category>
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		<category><![CDATA[Campuses]]></category>
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		<guid isPermaLink="false">http://www.jerseysmarts.com/?p=9395</guid>

					<description><![CDATA[Last week&#8217;s Start the Weekend Right Link Series featured many articles that I bookmarked way back in 2011. This week, I am posting some links to some more recent articles. In fact, most of these articles are from the last month or two. I hope that you enjoy reading them! As always, though, before we [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Last <a href="http://www.jerseysmarts.com/2016/03/11/start-the-weekend-right-link-series-volume-4-edition-1/">week&#8217;s</a> <em>Start the Weekend Right Link Series</em> featured many articles that I bookmarked way back in 2011.  This week, I am posting some links to some more recent articles.  In fact, most of these articles are from the last month or two.  I hope that you enjoy reading them!</p>
<p>As always, though, before we get to this week&#8217;s links I again want to strongly recommend signing up for a free <a href="http://www.feedly.com/" target="_blank">Feedly</a> account.  I get absolutely no kickback for promoting Feedly, but I am so appreciative of their product being the best RSS reader on the internet and I encourage everyone to use it.  If you are using another RSS aggregator, please consider following JerseySmarts.com at <a href="http://www.jerseysmarts.com/feed/" target="_blank">http://www.jerseysmarts.com/feed/</a>.  If you are already on Feedly, then you can follow us <a href="http://cloud.feedly.com/#subscription%2Ffeed%2Fhttp%3A%2F%2Fwww.jerseysmarts.com%2Ffeed%2F" target="_blank">by clicking here</a>.  Thanks!</p>
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<a href="http://www.dangerandplay.com/2016/03/18/hulk-hogan-v-gawker-marc-randazza-legal-analysis/" title="Hulk Hogan v. Gawker (Marc Randazza Legal Analysis)" target="_blank">Hulk Hogan v. Gawker (Marc Randazza Legal Analysis)</a>, <strong>Danger &#038; Play</strong><br />
One of the biggest stories in media right now is Hulk Hogan&#8217;s victory in court against Gawker Media.  Gawker has several websites &#8211; none of which have a shred of journalistic integrity.  These websites do all that they can to destroy and damage people just for the sake of clicks and pageviews.  They epitomize everything that is wrong with what people think the media is today.  Gawker should not be categorized as a media source &#8211; they are barely worth mentioning as a tabloid.  This link will take you to a great, quick set of bullet points outlining how badly Hogan beat Gawker in court.  In addition, there is a video of the author speaking with a free speech lawyer about the verdict.</p>
<p><a href="http://www.nerdfitness.com/blog/2016/03/07/is-rice-healthy-for-me-does-white-vs-brown-rice-matter/" title="Is Rice Healthy For Me? Does White vs Brown Rice Matter?" target="_blank">Is Rice Healthy For Me? Does White vs Brown Rice Matter?</a>, <strong>Nerd Fitness</strong><br />
While the end result of this very astute investigation is, &#8220;it depends,&#8221; I strongly encourage you to read this article if you are a rice eating person like me.  For my part, I have always been one of those people who does not automatically default to the brown version of everything (e.g. selecting whole wheat over white versions of products).  This article made me realize that given the frequency with which I eat rice, I really should be eating brown rice instead of white rice.  There is a lot of great information in this piece and I think you will enjoy reading it.</p>
<p><a href="https://hbr.org/2016/03/when-you-find-out-a-coworker-makes-more-money-than-you-do" title="When You Find Out a Coworker Makes More Money than You Do" target="_blank">When You Find Out a Coworker Makes More Money than You Do</a>, <strong>Harvard Business Review</strong><br />
There are some realities that most people have to recognize, face, and accept.  One of those realities is that if you work for someone else, then you are not the highest paid person in the company.  Period.  And while my short example accentuates the differences between bosses and employees, this article provides some strategies on how to approach a different situation.  Namely, the situation that occurs when you find out that a coworker (someone who you might consider an equal or even a subordinate) is making more money that you at your company.  I am a big believer in not worrying about what other people are making and, instead, focusing on achieving your own success.  I am also a believer in working outside jobs and starting your own company (or companies, if you have the time and inclination) to augment your salary.  Ideally, that outside work will eventually supersede your salary and allow you to break free from working for someone else.</p>
<p><a href="http://www.retrocollect.com/News/coleco-pulls-out-of-chameleon-project.html" title="Coleco Pulls Out Of Faltering Chameleon Console (RetroVGS) Project" target="_blank">Coleco Pulls Out Of Faltering Chameleon Console (RetroVGS) Project</a>, <strong>Retro Collect</strong><br />
I have always been fascinated at the moving and changing of the video game industry.  Watching the ebbs and flows of video game companies, their gambles, and their successes has not only been a fun observation for me, but it also helped me make a few bucks off of those companies when I was more actively involved in the stock market.  One of the most intriguing observations that I have about the industry today is the influence that retro gaming is having on the current market.  There are a lot of people who are actively seeking a way to reject the big gaming companies and return to a time of cartridge-based gaming.  To that end, RetroVGS started a crowd-funding campaign to start such a system.  That campaign ultimately failed, but then legacy video game company Coleco came in to take up the mantle of the project&#8230; until they pulled out of the entire thing earlier this month.</p>
<p><a href="http://limitless365.com/2016/02/25/beginners-guide-meditation-need/" title="The Beginner's Guide to Meditation and Why You Need It" target="_blank">The Beginner&#8217;s Guide to Meditation and Why You Need It</a>, <strong>Live Limitless</strong><br />
This is not a short article by any means, but it is packed with information that you might find interesting if you are seeking more knowledge about meditation.  Learning more about meditation is a non-priority goal that I have for myself.  Specifically, I have been looking for a way to marry the peace that I encounter from my religious beliefs with a full body relaxation technique.</p>
<p><a href="http://www.newsmax.com/Health/Diet-And-Fitness/obesity-perception-world/2016/02/22/id/715556/" title="Obesity Changes How People View World: Study" target="_blank">Obesity Changes How People View World: Study</a>, <strong>Newsmax</strong><br />
According to the research presented in this article, if you are overweight, then you see the world differently.  No, the research does not suggest that you only feel different about the way the world views you, but that you literally see objects as farther away.  Interesting stuff.</p>
<p><a href="http://asburyparksun.com/citys-1st-co-op-coming-to-asbury-fresh-summer-market/" title="City’s 1st CO-OP Coming to Asbury Fresh Summer Market" target="_blank">City’s 1st CO-OP Coming to Asbury Fresh Summer Market</a>, <strong>Asbury Park Sun</strong><br />
And in some local news &#8211; it looks like there will be a co-op option at the Asbury Park Summer Market this year.  Several years ago I joined a community supported agriculture (CSA) farm that was about 15 minutes from my home.  The promise of the CSA farm was that if you purchased a share (or, in my case, half a share), then you would be able to go to the farm and pick a certain amount of produce each week.  That particular CSA farm worked well during the first year that I was a member, but the next two years were abysmal.  Since then, I have been looking for a similar, local option.</p>
<p><a href="http://reason.com/archives/2016/02/06/the-collapse-of-oil-is-the-economic-book" title="The Collapse of Oil IS the Economic Boom" target="_blank">The Collapse of Oil IS the Economic Boom</a>, <strong>Reason</strong><br />
Another very interesting article about how the pending economic boom that everyone is waiting for is actually here.  How is it here, you ask?  Well, the precipitous drop in oil prices is something that impacts nearly every American adult.  Further, while there have been some layoffs because of the price dropping, there are a lot more people who are experiencing more money in their accounts because they are not paying as much for gas as they were just a few months ago.</p>
<p><a href="http://thegoodhuman.com/make-your-own-rain-watering-system/" title="How To Make Your Own Rain Barrel Watering System" target="_blank">How To Make Your Own Rain Barrel Watering System</a>, <strong>The Good Human</strong><br />
If I owned the type of home that had a big backyard that I could plant a substantial garden in, I would definitely be into putting something like a rain barrel watering system together.  There is no question that I would have several of these barrels in my yard specifically for watering my plants and my garden (which would be packed with tomatoes and basil).  Unfortunately, I do not think it is feasible to have something like this on my current backyard patio.  Oh well!</p>
<p><a href="http://www.mindingthecampus.org/2016/03/shrinking-the-white-male-and-his-culture/" title="Shrinking the White Male—and His Culture" target="_blank">Shrinking the White Male—and His Culture</a>, <strong>Minding the Campus</strong><br />
As I often mention in these and other posts, young white men are being intellectually attacked on college campuses on a daily basis.  This very short article is in that vein, but at a different level of the college campus.  In this article, the author looks at language that many of you have seen in job postings about your potential employer embracing diversity and not holding any characteristic against you during the hiring process.  The author then applies that language to the reality of the individuals that make up the department to which the job posting refers.  The result is interesting, but what really stuck with me was the near-aside that ends the article.  That is, that college students are new 60% women and 40% male.  Where is the outrage about <em>that</em> inequality?
</div>
<p>Have you come across any great articles lately?  If so, please share those links in the comments below!  And one more time before you go &#8211; for those of you who love reading online articles, I strongly recommend considering a free <a href="http://www.feedly.com/" target="_blank">Feedly</a> account.  You can follow <a href="http://cloud.feedly.com/#subscription%2Ffeed%2Fhttp%3A%2F%2Fwww.jerseysmarts.com%2Ffeed%2F" target="_blank">JerseySmarts.com on Feedly</a> or you can <a href="http://www.jerseysmarts.com/feed/" target="_blank">add us to your existing RSS aggregator</a>.  Enjoy!</p>
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		<title>Start the Weekend Right Link Series &#8211; Volume #4, Edition #1</title>
		<link>https://www.jerseysmarts.com/2016/03/11/start-the-weekend-right-link-series-volume-4-edition-1/</link>
					<comments>https://www.jerseysmarts.com/2016/03/11/start-the-weekend-right-link-series-volume-4-edition-1/#respond</comments>
		
		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Fri, 11 Mar 2016 20:00:24 +0000</pubDate>
				<category><![CDATA[Random Entries]]></category>
		<category><![CDATA[Campuses]]></category>
		<category><![CDATA[College]]></category>
		<category><![CDATA[commuting]]></category>
		<category><![CDATA[Exercise]]></category>
		<category><![CDATA[Final Fantasy]]></category>
		<category><![CDATA[Food]]></category>
		<category><![CDATA[Get Rich Slowly]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Link Series]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[office]]></category>
		<category><![CDATA[Start the Weekend Right]]></category>
		<category><![CDATA[Students]]></category>
		<category><![CDATA[Video Games]]></category>
		<guid isPermaLink="false">http://www.jerseysmarts.com/?p=9388</guid>

					<description><![CDATA[For the first Start the Weekend Right Link Series of 2016 &#8211; and nearly one year since the last edition of this series &#8211; I decided to post some of the oldest articles that I have saved in my Feedly reader. The articles below are years old, but they are very good and I highly [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>For the first <em>Start the Weekend Right Link Series</em> of 2016 &#8211; and nearly one year since <a href="http://www.jerseysmarts.com/2015/04/03/start-the-weekend-right-link-series-volume-3-edition-1/">the last edition</a> of this series &#8211; I decided to post some of the oldest articles that I have saved in my Feedly reader.  The articles below are years old, but they are very good and I highly encourage you to read them.</p>
<p>As always, though, before we get to this week&#8217;s links I again want to strongly recommend signing up for a free <a href="http://www.feedly.com/" target="_blank">Feedly</a> account.  I get absolutely no kickback for promoting Feedly, but I am so appreciative of their product being the best RSS reader on the internet and I encourage everyone to use it.  If you are using another RSS aggregator, please consider following JerseySmarts.com at <a href="http://www.jerseysmarts.com/feed/" target="_blank">http://www.jerseysmarts.com/feed/</a>.  If you are already on Feedly, then you can follow us <a href="http://cloud.feedly.com/#subscription%2Ffeed%2Fhttp%3A%2F%2Fwww.jerseysmarts.com%2Ffeed%2F" target="_blank">by clicking here</a>.  Thanks!</p>
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<a href="http://www.menshealth.com/health/your-chair-is-giving-you-cancer" title="Your Chair Is Giving You Cancer" target="_blank">Your Chair Is Giving You Cancer</a>, <strong>Men&#8217;s Health</strong><br />
Admittedly, I am one of those folks who dislikes these types of misleading headlines.  No, your chair is not giving you cancer.  Yes, sitting in one position and living a sedentary lifestyle can lead to increased risk factors related to catastrophic health concerns like cancer.  There are some good, quick tips in this article to get up out of your chair and improve your overall health.</p>
<p><a href="http://www.getrichslowly.org/blog/2012/01/10/frugal-advice-from-millionaires/" title="Frugality Advice from Millionaires" target="_blank">Frugality Advice from Millionaires</a>, <strong>Get Rich Slowly</strong><br />
Is there a better source to get information on money from than millionaires?  Many of the tips in this article are those that you should already know:  avoid debt, do not accumulate lots of stuff, put money away for later, etc.  For those of you who are looking for financial independence, you might enjoy reading these tips from people who have achieved your dream.</p>
<p><a href="http://www.marksdailyapple.com/my-primal-transformation-discovering-the-art-of-fit/#axzz42aBANE4S" title="My Primal Transformation: Discovering the Art of Fit" target="_blank">My Primal Transformation: Discovering the Art of Fit</a>, <strong>Mark&#8217;s Daily Apply</strong><br />
I really enjoy reading dramatic weight loss stories that have accompanying pictures to show the person&#8217;s actual weight loss.  This is a story from back in 2011 that tells the story of Frank Sabia, Jr. and how he went from 255 pounds down to 167 pounds.  Granted, losing 88 pounds is not what I would typically categorize as a dramatic weight loss (I usually reserve that categorization for 100+ pound weight loss stories).  However, I think Sabia has a good story and one that is worth reading.</p>
<p><a href="http://www.dangerandplay.com/2012/03/21/outfitting-a-manly-kitchen/" title="Outfitting a Manly Kitchen" target="_blank">Outfitting a Manly Kitchen</a>, <strong>Danger &#038; Play</strong><br />
One of the most important things that all of us can do to be healthier human beings is eat better.  In this short, but potent, men can learn about how to outfit their kitchens to improve their overall health.  After re-reading this article, I went out and purchased a vegetable steamer on Amazon.</p>
<p><a href="http://www.artofmanliness.com/2012/04/08/how-to-whistle-with-your-fingers/" title="How to Whistle With Your Fingers" target="_blank">How to Whistle With Your Fingers</a>, <strong>Art of Manliness</strong><br />
Even after reading this article, I still cannot whistle with my fingers.  I can whistle loudly and just fine without using my fingers, so I am okay with not being able to use this technique.  Maybe you will have better success that I did in trying to whistle with my fingers.  Good luck!</p>
<p><a href="http://zenhabits.net/fit-habit/" title="The 38 Best Methods of Successful Exercisers" target="_blank">The 38 Best Methods of Successful Exercisers</a>, <strong>Zen Habits</strong><br />
Everyone on the internet seems to have an opinion on how best to lose weight and get into shape.  Good for them and their opinions.  This article is less about a single person&#8217;s opinion and more about what worked for other people.  These are the type of weight loss posts that I like to scan through from time to time just to see what worked for people who have actually lost weight (there are a lot of hucksters out there on the internet).</p>
<p><a href="http://www.engadget.com/2011/12/02/how-to-fix-final-fantasy/" title="How to fix Final Fantasy" target="_blank">How to fix Final Fantasy</a>, <strong>Engadget</strong><br />
You did not think that we would go through one of these link series without some video game fun, right?  Even though this article is more than four years old, I still think that there is a gem of relevance in what the author writes in this piece.  And since I did not see a comments section on this article, my addition to the discussion on how to improve the Final Fantasy games is to&#8230; (wait for it)&#8230; make the games about fantasy again!  Too many of the recent incarnations of this series have been focused on creating an ultra realistic approach to the classic fantasy role playing game.  Stop it.  Give us black mages, warriors, and a guy named Cid and we will be happy with Final Fantasy again!</p>
<p><a href="http://well.blogs.nytimes.com/2011/09/09/the-pain-of-the-daily-commute/" title="The Pain of the Daily Commute" target="_blank">The Pain of the Daily Commute</a>, <strong>New York Times: Well Blog</strong><br />
In the &#8220;no big surprise&#8221; category, this 2011 entry on the awesome Well blog on the New York Times website notes a study from IBM talking about how commuting is actually painful.  The pain that most commuters report is increased stress and anger levels.  With the pending transit strike here in New Jersey, I thought now was a good time to bring out this link.  If this transit strike actually takes place, then it is going to be a stressful time for New Jersey commuters until a resolution is reached.</p>
<p><a href="https://www.nas.org/articles/how_widespread_is_student_indoctrination" title="How Widespread is Student Indoctrination?" target="_blank">How Widespread is Student Indoctrination?</a>, <strong>National Association of Scholars</strong><br />
I am a critic of any unfair treatment of any student on any campus in the country.  I do not care about the color, gender, age, background, etc. of the student &#8211; if they are being treated unfairly, then I want to see that unfair treatment stop.  One of the biggest criticisms of higher education is that students are being indoctrinated, but is that really true?  The author of this piece suggests that perhaps students are not being indoctrinated because, frankly, students just do not have an opinion on the &#8220;controversial&#8221; issue being discussed.  This article is a quick, interesting take on student indoctrination on college campuses and I think you will enjoy reading it.</p>
<p><a href="https://www.nas.org/articles/The_Chilly_World_of_Campus_Males" title="The Chilly World of Campus Males" target="_blank">The Chilly World of Campus Males</a>, <strong>Minding the Campus</strong><br />
We are in an interesting time in higher education.  On the one hand you have the media, political extremists, and willfully uninformed campus-based employees promoting the false narrative that there are rapists preying on young college women.  While every meaningful study absolutely destroys the false statistics being promoted by those with an agenda, there are other folks &#8211; like Dr. Warren Farrell, the author of this article &#8211; who are concerned about the anti-male environment that colleges have now created for young men.  College men are taught that they are dangerous just because they are male &#8211; and that is about as inappropriate and unacceptable as it gets.  We certainly would not accept that dictum if it was peddled about young women, gays and lesbians, students of certain ethnicities, etc.  Why is such a reductive, biased perspective allowed to be propagated against young men who have done nothing wrong besides enroll in an institute of higher education?
</div>
<p>One more time before you go &#8211; for those of you who love reading online articles, I strongly recommend considering a free <a href="http://www.feedly.com/" target="_blank">Feedly</a> account.  You can follow <a href="http://cloud.feedly.com/#subscription%2Ffeed%2Fhttp%3A%2F%2Fwww.jerseysmarts.com%2Ffeed%2F" target="_blank">JerseySmarts.com</a> on Feedly or you can <a href="http://www.jerseysmarts.com/feed/" target="_blank">add us to your existing RSS aggregator</a>.  Enjoy!</p>
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		<title>President Obama Rejects Coddling College Students</title>
		<link>https://www.jerseysmarts.com/2015/09/16/president-obama-rejects-coddling-college-students/</link>
					<comments>https://www.jerseysmarts.com/2015/09/16/president-obama-rejects-coddling-college-students/#respond</comments>
		
		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Wed, 16 Sep 2015 10:18:18 +0000</pubDate>
				<category><![CDATA[College & Fraternity Life]]></category>
		<category><![CDATA[United States Politics]]></category>
		<category><![CDATA[Barack H. Obama]]></category>
		<category><![CDATA[College]]></category>
		<category><![CDATA[President Of The United States]]></category>
		<category><![CDATA[Speeches]]></category>
		<guid isPermaLink="false">http://www.jerseysmarts.com/?p=9332</guid>

					<description><![CDATA[During a question and answer session on the topic of education, President Barack Obama made some comments regarding the growing level of political correctness on college campuses. More to the point, the President slammed the increasing extremeness of college students (i.e. students who throw temper tantrums when someone with whom they disagree is invited to [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>During a question and answer session on the topic of education, President Barack Obama made some comments regarding the growing level of political correctness on college campuses.  More to the point, the President slammed the increasing extremeness of college students (i.e. students who throw temper tantrums when someone with whom they disagree is invited to speak on their campuses).  A quick clip of the President&#8217;s comments may be found in the video below:</p>
<div align="center"><iframe loading="lazy" width="560" height="315" src="https://www.youtube.com/embed/pVZVCbW63lc?rel=0" frameborder="0" allowfullscreen></iframe></div>
<p>The President is dead-on accurate with these comments.  Colleges should be places of robust discussions &#8211; not places where only one side of an argument is allowed to be presented for fear of hurting the feelings of college students.  In fact, more than &#8220;both sides&#8221; of the story should be presented.  As we all should understand, each issue has many different &#8220;sides&#8221; and as many of those sides as possible should be presented to help give college students better perspectives on which to make their own decisions.</p>
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		<title>Inspiring Words from Past Grand Sage William D. Akers</title>
		<link>https://www.jerseysmarts.com/2015/07/15/inspiring-words-from-past-grand-sage-william-d-akers/</link>
					<comments>https://www.jerseysmarts.com/2015/07/15/inspiring-words-from-past-grand-sage-william-d-akers/#respond</comments>
		
		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Wed, 15 Jul 2015 10:00:52 +0000</pubDate>
				<category><![CDATA[College & Fraternity Life]]></category>
		<category><![CDATA[College]]></category>
		<category><![CDATA[Fraternity]]></category>
		<category><![CDATA[Sigma Pi Fraternity]]></category>
		<category><![CDATA[Students]]></category>
		<category><![CDATA[The Emerald]]></category>
		<category><![CDATA[Undergraduates]]></category>
		<guid isPermaLink="false">http://www.jerseysmarts.com/?p=9275</guid>

					<description><![CDATA[Over the last several months, I&#8217;ve spent some time reading through past issues of our fraternity&#8217;s national magazine, The Emerald. There are some truly inspiring words in these magazines. And those words are spoken in a tone of voice that we have too quickly forgotten in today&#8217;s fraternity world. That lapse in memory is not [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Over the last several months, I&#8217;ve spent some time reading through past issues of our fraternity&#8217;s national magazine, <em>The Emerald</em>.  There are some truly inspiring words in these magazines.  And those words are spoken in a tone of voice that we have too quickly forgotten in today&#8217;s fraternity world.  That lapse in memory is not confined to Sigma Pi Fraternity, but to all of today&#8217;s fraternity men who opt to willfully disregard the decades of success that fraternities have achieved in building strong, tradition-minded, masculine men.  Of course, in today&#8217;s world the very notions of traditionalism and masculinity are under attack so it&#8217;s no wonder that today&#8217;s fraternity men are so quick to bend (and, ultimately, break) to the incredulous, anti-male demands placed on them by those in perceived authority positions.  More on that as we go along&#8230;</p>
<div id="attachment_9291" style="width: 710px" class="wp-caption aligncenter"><img loading="lazy" decoding="async" aria-describedby="caption-attachment-9291" src="http://www.jerseysmarts.com/wp-content/uploads/2015/07/sigma-pi-emerald-old.jpg" alt="This is how the title of The Emerald magazine used to appear." width="700" height="200" class="size-full wp-image-9291" srcset="https://www.jerseysmarts.com/wp-content/uploads/2015/07/sigma-pi-emerald-old.jpg 700w, https://www.jerseysmarts.com/wp-content/uploads/2015/07/sigma-pi-emerald-old-300x86.jpg 300w" sizes="auto, (max-width: 700px) 100vw, 700px" /><p id="caption-attachment-9291" class="wp-caption-text">This is how the title of <em>The Emerald</em> magazine used to appear.</p></div>
<p>Here are some inspiring thoughts from Brother William D. Akers of Zeta Chapter, the sixth Grand Sage of Sigma Pi Fraternity.  Incidentally, Past Grand Sage (PGS) Akers served as Grand Sage for a 4 year period; why is today&#8217;s Sigma Pi Fraternity seemingly so against Grand Sages serving more than one, 2-year term?  That might be something to think about, I guess.  In any event, PGS Akers delivered the comments below to an assembly of Delta and Kappa Chapter undergraduates in 1914, while he was serving as the fraternity&#8217;s Grand Fourth Counselor.</p>
<p><strong>&#8220;In college life as well as in the business world there is no room for the passive type of man.  A dead man and a lazy one are exactly alike, except the lazy one takes up more room.&#8221;</strong><br />
I&#8217;m sure that we&#8217;ve all heard several iterations of this idea over the years &#8211; that if one is not being a productive member of society, then they&#8217;re not really living life and might as well be dead.  Or that if an employee is not pulling his own weight, then they are actually dead weight and should be fired.  I believe PGS Akers&#8217; point is that as fraternity men, we must be active in the affairs of our chapter.  For the undergraduates reading this &#8211; don&#8217;t get your defenses up just yet!  Too often, today&#8217;s young men see a call for involvement as an unwanted burden on their freedom or a tax on their time.  That&#8217;s not what &#8220;involvement&#8221; should be, regardless of what instruction you may have received locally.  To avoid being the &#8220;passive type of man&#8221; that PGS Akers refers to, today&#8217;s undergraduate man just needs to avail himself of the activities that his chapter should already be engaged in.  For example, if your chapter is mixing with XYZ Sorority on Thursday night, then go to the mixer!  And if you have a few free minutes during the day that Thursday, then why not ask the Social Chairman if there is some small piece of the planning for the night&#8217;s activities that you can help him complete?</p>
<p>Further, to avoid the passivity that PGS Akers warns us about, today&#8217;s undergraduate man should attend his chapter&#8217;s weekly meeting, philanthropic, and service events.  Again, these should be part of your daily activities as an active member in your chapter in the first place.  This isn&#8217;t a call to <em>new</em> action, but rather a call to existing action.</p>
<div id="attachment_9292" style="width: 710px" class="wp-caption aligncenter"><img loading="lazy" decoding="async" aria-describedby="caption-attachment-9292" src="http://www.jerseysmarts.com/wp-content/uploads/2015/07/db-guys-01.jpg" alt="Some Delta-Beta Chapter brothers hanging out at a chapter BBQ." width="700" height="200" class="size-full wp-image-9292" srcset="https://www.jerseysmarts.com/wp-content/uploads/2015/07/db-guys-01.jpg 700w, https://www.jerseysmarts.com/wp-content/uploads/2015/07/db-guys-01-300x86.jpg 300w" sizes="auto, (max-width: 700px) 100vw, 700px" /><p id="caption-attachment-9292" class="wp-caption-text">Some Delta-Beta Chapter brothers hanging out at a chapter BBQ.</p></div>
<p>Where PGS Akers&#8217; comment begins to challenge us, I believe, is when it is applied to the larger population and its growing number of phobias and general mania around fraternities and fraternity men.  Strong undergraduate leaders are not the ones who simply take what they&#8217;re given and regurgitate it for the next &#8220;leader&#8221; to read and hopefully do the same.  Strong undergraduate leaders take the information that they&#8217;re given, question it in a thorough and independent manner, and then decide which elements of the material are best able to advance his chapter to its goals and his brothers to their goals.  The most important part of that decision-making, though, is when the leader takes the material that he has found to be bogus, biased, or not worthy of propagation and tries to ascertain <em>why</em> it was included in the first place.  Was this information included in an effort to disrupt a positive, yet traditional environment?  Was it an oversight on the part of the person providing the material?  Is it a poorly-veiled attempt to fundamentally change the perspective of the leader and his brothers?  And if the answer to that question is &#8220;yes,&#8221; then why is the leader&#8217;s perspective trying to be modified?  The answers to these questions (and more) should determine how the leader&#8217;s next actions.</p>
<p><strong>&#8220;We Greeks, and I mean to speak with modesty, are the highest type of American manhood.&#8221;</strong><br />
This comment should hold true today as well, though I fear the forces of anti-masculinity and anti-traditionalism which are ripping through our culture are too often preventing fraternity men from exhibiting the highest type of American manhood, that is, traditional masculinity.  The conflicting, often biased voices in today&#8217;s conversation on what it means to be a fraternity man often leave fraternity men confused at best or uncaring and aloof at worst.  Today&#8217;s young fraternity leaders need to cut through the nonsense and demand clear, concise language from their leaders.  If they suspect someone from their university or one of their elected leaders in the fraternity is communicating in double-speak, then they need to stop the conversation until the party they are speaking with plays fair.</p>
<p><em>That</em> is the method by which today&#8217;s young fraternity leaders need to position themselves if they want to represent the highest type of American manhood.  Be tellers of <u>truth</u> and promoters of real <u>equality</u>.  Do not allow someone &#8211; anyone &#8211; to be held to a lesser standard because of their position, gender, race, socioeconomic class, etc.  Fraternity men should only work pleasantly in those systems where all people are treated <em>equally</em>.  However, what I think most fraternity men will find is that today&#8217;s college environment is stacked against them because of their skin color, gender, and/or choice to embrace a traditional view of fraternalism.  Fraternity men must work to change that growing bias because bias in any form is unacceptable &#8211; particularly on college campuses.</p>
<p><strong>&#8220;[Those who are jealous of fraternity membership] view us through glasses which magnify our sins and fail to even show our good points.&#8221;</strong><br />
Boy, it&#8217;s like PGS Akers gave this speech in 2014, not 100 years earlier!  How true is this statement?  Earlier in his speech, PGS Akers describes the people who are consistently anti-fraternity as &#8220;individuals who fight us through jealousies.&#8221;  What is most distressing about PGS Akers&#8217; comment here is that it is so relevant to today&#8217;s hostile environment for young men, and young fraternity men in particular.  Also disturbing is that if you apply PGS Akers&#8217; statement to any aspect of life outside of fraternity membership, then you&#8217;re likely to get a similar outcome.  Imagine this being spoken in 2015 and replacing &#8220;fraternity membership&#8221; with &#8220;investment banker&#8221; or &#8220;tech millionaire.&#8221;  The point is that when you&#8217;re a fraternity man, you are likely receiving a considerable amount of seen and unseen anger from a population that is jealous of your very existence because of what your existence represents in their known-only-to-them minds.  It&#8217;s hard for us, as leaders, to take the comments of Akers&#8217; jealous populations seriously because they are spoken from a place that we can&#8217;t enter nor can we innately understand (nor should we attempt to understand).  Most of their comments are spoken from a place of jealously and an attempt to diminish you by neglecting all of the good you provide while highlighting your negatives.</p>
<div id="attachment_9293" style="width: 710px" class="wp-caption aligncenter"><img loading="lazy" decoding="async" aria-describedby="caption-attachment-9293" src="http://www.jerseysmarts.com/wp-content/uploads/2015/07/db-guys-02.jpg" alt="My Delta-Beta Chapter guys at a fashion show they put together for autistic students." width="700" height="200" class="size-full wp-image-9293" srcset="https://www.jerseysmarts.com/wp-content/uploads/2015/07/db-guys-02.jpg 700w, https://www.jerseysmarts.com/wp-content/uploads/2015/07/db-guys-02-300x86.jpg 300w" sizes="auto, (max-width: 700px) 100vw, 700px" /><p id="caption-attachment-9293" class="wp-caption-text">My Delta-Beta Chapter guys at a fashion show they put together for autistic students.</p></div>
<p>My chapter at Monmouth University has had to deal with this weak-mindedness in at least one Greek Advisor.  This individual loved to denigrate my undergraduates&#8217; accomplishments and took every opportunity to do so, which were numerous since the chapter was winning many awards during that time &#8211; most notably winning Sigma Pi Fraternity&#8217;s Most Outstanding Chapter Award (#1 in the nation in their tier).  He loved to put my guys down because his graduate school indoctrinated him to promote an extreme position held by too many student affairs employees.  And that position is that they should receive external undergraduate successes by challenging the students do to more and reach higher.  Do more?  Reach higher than #1 in the nation?  Really?  For those student affairs employees who may be reading this commentary, please take this former Greek Advisor&#8217;s pigheadedness as a lesson.  Sometimes the student affairs employees need to check their biases and jealousies at the door and simply say, &#8220;Wow &#8211; you guys did a great job!  We&#8217;re proud of you!  Congratulations!&#8221;</p>
<p><strong>&#8220;To know that you have warm personal friends, who are intensely interested in you and in your success is one of the greatest of motive forces, and makes us do our best.&#8221;</strong><br />
Preach on, PGS Akers!  Isn&#8217;t this the very core of motivating forces that propels fraternities forward in the right direction?  Namely, that no matter where you are or what you&#8217;re doing, you have a group of individuals behind you &#8220;who are intensely interested in you.&#8221;  Further, they are <em>intensely interested</em> in your success!  What greater squad is there to roll with than people who actually care about you, right?!</p>
<p>For my part as an alumni advisor, I&#8217;ve increasingly become <em>intensely interested</em> in the professional successes of my young alumni.  When I hear about one of my young alumni upgrading to a new company, receiving a promotion, or getting a raise, I find a growing level of pride in their accomplishments.  In a similar manner, when one of my young alumni decides that they want to go back to school to earn a master&#8217;s degree, I become proud of their decision to expand their academic pursuits.  And it&#8217;s that pursuit of excellence &#8211; the pursuit of being something bigger and greater than you are today &#8211; that I find so great and admirable!</p>
<div id="attachment_9294" style="width: 710px" class="wp-caption aligncenter"><img loading="lazy" decoding="async" aria-describedby="caption-attachment-9294" src="http://www.jerseysmarts.com/wp-content/uploads/2015/07/db-guys-03.jpg" alt="A group of my undergraduates at this past May&#039;s graduation." width="700" height="200" class="size-full wp-image-9294" srcset="https://www.jerseysmarts.com/wp-content/uploads/2015/07/db-guys-03.jpg 700w, https://www.jerseysmarts.com/wp-content/uploads/2015/07/db-guys-03-300x86.jpg 300w" sizes="auto, (max-width: 700px) 100vw, 700px" /><p id="caption-attachment-9294" class="wp-caption-text">A group of my undergraduates at this past May&#8217;s graduation.</p></div>
<p>A word to the undergraduate Sigma Pi leaders reading this commentary:  you will not receive this type of lasting, post-graduation support from your Greek Advisor or from any of the negative voices that you hear while you&#8217;re running your chapter.  As PGS Akers instructs us, the negative voices only want to magnify your sins and fail to recognize your good contributions to society.  Lucky for us, we&#8217;re members of a true brotherhood of men.  We celebrate each other&#8217;s successes and share the aggravation of each other&#8217;s setbacks.  Those on the outside don&#8217;t understand that connection, but they do understand how to criticize their personal interpretation of that connection.  Let them spew their hate because it further degrades any perceived authority that they assumed to have in the first place.</p>
<p><strong>&#8220;&#8230;the strength of our fraternity and the future of the fraternity are in your hands.&#8221;</strong><br />
These words are as true today as they were when PGS Akers spoke them in 1914.  Remember, when he delivered this speech PGS Akers was speaking to a group of assembled <em>undergraduates</em> from Delta and Kappa chapters.  And even though we have over 100 more chapters today and we are a much more complex organization working in a much more biased environment, the truth is now <em>and remains</em> that the future of the fraternity is in the hands of our undergraduates.  In a very real sense, as a group the undergraduate votes at our biennial Convocation far outnumber the combined votes of our alumni clubs, past grand officers, and other individuals who are allowed to vote during the business meetings.  In a much more theoretical sense, the future of Sigma Pi Fraternity rests in the hands of those undergraduates who are willing to stand up to the hypocrisies that they face on a daily basis.  Those undergraduates who are willing to question, in a gentlemanly manner, those with perceived authority regarding their hypocrisies are the ones who will lead this fraternity into the future.</p>
<p><strong>&#8220;&#8230;the duties of our latest initiate are of more importance to the Fraternity than those of the Grand Sage.  While the former may have no official duties to attend to, he is actively engaged, either in building up or tearing down our reputation, a matter of more vital importance than any official business could be.&#8221;</strong><br />
This comment follows the one immediately listed above as a further indication that the future of the fraternity is set by the undergraduates, not our alumni.  Sure, our alumni may be in elected or hired staff positions, but the work of the fraternity has always existed at the active chapter level.  This doesn&#8217;t take away from the many great and varied efforts of our alumni clubs and alumni volunteers.  Our alumni volunteers, especially, are the workhorses of Sigma Pi Fraternity.  Theirs is a labor of love and, if done correctly, their work bears more and better fruit than any other effort put forth by any other constituency in the fraternity.</p>
<div id="attachment_9295" style="width: 710px" class="wp-caption aligncenter"><img loading="lazy" decoding="async" aria-describedby="caption-attachment-9295" src="http://www.jerseysmarts.com/wp-content/uploads/2015/07/db-guys-04.jpg" alt="Some of my Spring 2015 initiates from the Delta-Beta Chapter." width="700" height="200" class="size-full wp-image-9295" srcset="https://www.jerseysmarts.com/wp-content/uploads/2015/07/db-guys-04.jpg 700w, https://www.jerseysmarts.com/wp-content/uploads/2015/07/db-guys-04-300x86.jpg 300w" sizes="auto, (max-width: 700px) 100vw, 700px" /><p id="caption-attachment-9295" class="wp-caption-text">Some of my Spring 2015 initiates from the Delta-Beta Chapter.</p></div>
<p>Yet still, the people who are most important to the fraternity&#8217;s future are not those with the shiny medals around their necks or the ones who get up each morning to go to work for Sigma Pi.  The most important people in the fraternity are the ones who were just initiated into the brotherhood and have their entire lives ahead of them as men of Sigma Pi.  Will they be actively engaged in building their chapter and, through that effort, making the national fraternity stronger?  Or will they be one of the better-off-dead lazy men that PGS Akers notes in one of the earlier quotes cited above?</p>
<p><strong>&#8220;Sigma Pi wants MEN, &#8211; men of brain and brawn, clean men, men who love and honor their Mother and Father, these are the men who will love and honor our Fraternity.&#8221;</strong><br />
During recruitment season, I wish that our leaders promoted this quote more to our undergraduates than anything else.  In the last 10 or so years, many student affairs employees have co-opted Phired Up&#8217;s &#8220;values-based&#8221; recruitment model and demeaned it into becoming yet another battering ram to use against traditional fraternities and sororities.  By &#8220;traditional fraternities and sororities,&#8221; I am talking about those chapters who look to find certain characteristics in the people that they recruit.  That is, to find groups of kindred minds who are diverse by their origins and life experiences, but share common characteristics that are valued by the members of the chapter.  Sigma Pi chapters should take PGS Akers&#8217; suggestion and look for young men to join our fraternity who are MEN!  Find guys who live clean lives, take care of themselves, and honor tradition both in their families and within the fraternity.  These days, society is too quick to rewrite history in an effort to make tradition always appear biased, angry, or discriminatory.  And while that may be true in some cases, the history of thousands of fraternity and sorority chapters across the country is not a history of discrimination.  Even for those chapters who were founded by organizations that had exclusionary policies at their national levels &#8211; those policies no longer exist and likely haven&#8217;t existed for decades.</p>
<p>Today&#8217;s undergraduates do not need to be brow-beaten into thinking that they are exclusionary and that they need to take a more inclusive approach to recruitment.  That&#8217;s nothing more than extremist jargon that seeks to dismantle traditional forms of masculinity (and femininity, for that matter).  As PGS Akers states &#8211; Sigma Pi needs to recruit MEN.</p>
<p>Here are some other interesting points that I found in the January 1915 issue of <em>The Emerald</em>:</p>
<div style="padding-left:50px;">
<ul>
<li>The <em>Directory of the Fraternity</em> lists the 6 Grand Counselors and then it lists an &#8220;Executive Council&#8221; that includes 4 additional men who appear to be in leadership positions.  I&#8217;ve said for a long time that our national organization is hindered by the fact that we only have 7 members on our national board of trustees (the Grand Council plus the Past Grand Sage).  Organizations of our size should have 11 to 15 contributing members on our board of trustees.  It appears that the founders and early leaders of our fraternity well understood that need for increased engagement and more hands to help move the fraternity forward.  I wonder what happened that the number of elected leaders was reduced?  We should go back to a larger number of members on our board of trustees.<br />
&nbsp;</li>
<li>The Delta Chapter called PGS Akers the &#8220;Patrick Henry of Sigma Pi,&#8221; which is a really great compliment if you know American history.<br />
&nbsp;</li>
<li>One quote that I didn&#8217;t use from PGS Akers was, <strong>&#8220;&#8230;wells of fraternalism whose waters are brotherly devotion and loyalty to ideals.&#8221;</strong>  I bring that up because I believe that people spoke and wrote much more beautifully 100 years ago.  We live in a world where the word &#8220;literally&#8221; is bastardized and &#8220;like&#8221; is overused to death.  Reading these old magazines is a great reminder of how wonderfully speakers spoke and writers wrote 100 years ago.<br />
&nbsp;</li>
<li>There&#8217;s a nice, two page profile of Byron R. Lewis in this issue of <em>The Emerald</em>.  It was nice to read about the man who did so much to build the foundation of Sigma Pi Fraternity.<br />
&nbsp;</li>
<li>During this period in <em>The Emerald</em>&#8216;s history, each issue was &#8220;sponsored&#8221; by a chapter of the fraternity.  In other words, the bulk of this issue talks about the Phi chapter at the University of Illinois because this was the &#8220;Phi Number&#8221; issue of the magazine.  There are some great pictures of the University of Illinois in the magazine and some discussion about campus history.  I encourage the undergraduate members of Phi Chapter to take a look at this issue of <em>The Emerald</em> just for the 100 year old pictures of their campus.<br />
&nbsp;</li>
<li>This issue also marked the first update from the Delta Chapter of Sigma Pi Fraternity.  According to their update, they started from the Mag Piis Club which was colonized into Sigma Pi in spring 1914.  Our current <em>Sigma Pi Manual</em> (why isn&#8217;t it called the <em>I Believe Manual</em> any more?) lists Delta as inactive from 1913 to 1914.  That doesn&#8217;t seem correct if we colonized them in spring 1914 and they were an active chapter by January 1915.<br />
&nbsp;</li>
<li>During this time, <em>The Emerald</em> featured a section called <em>Exchanges</em>.  In this section, the magazine would reprint the best selections from other fraternities&#8217; magazines, copies of speeches given as they related to fraternalism, and articles from national inter-fraternity conventions.  Interesting idea &#8211; especially about the speeches.<br />
&nbsp;</li>
<li>Finally, a company named Schloss Manufacturing Company advertised on the back page of <em>The Emerald</em>.  They were advertising Sigma Pi Greek letter banners for either 85 cents (an 18&#8243; x 30&#8243; banner) or $1.25 (a 24&#8243; x 30&#8243; banner).  I think we&#8217;ve experienced a little bit of inflation since then!</li>
</ul>
</div>
<p>I encourage everyone who has an interest in Sigma Pi Fraternity&#8217;s history to check out <a href="http://www.enivation.com/enivation/SigmaPi/" target="_blank">the online archive</a> of old <em>Emerald</em> magazines.  If you like this stuff, then they are a treasure trove of information!</p>
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