Hey folks. A little bit earlier tonight I uploaded some additional information on the repayment of my New Jersey Higher Education Student Assistance Authority (NJHESAA) student loan. In fact, if you head over to the “major announcement” page where you can find all difference pieces of information about the repayment of my NJCLASS loan, you can now scroll down to the bottom of the page and download a copy of the spreadsheet that I created to track my student loan repayments as well as a copy of my official “paid in full” letter and amortization/repayment schedule from the NJHESAA. The repayment schedule, by the way, shows the full breakout of the $14,645.33 that I paid in interest. Absolutely disgusting. Scroll down to the bottom of the “major announcement” entry (after the italicized portion) and you’ll find the update with the links to these documents.
I’m only sharing this information with the readers of this site and/or the folks who find us from Bing or Google because I want to show you that there is hope – even in the face of seemingly insurmountable student loan debt. However, success doesn’t just happen; you need a plan. The Excel spreadsheet that I uploaded on the other page was the primary tool I used to track and amend my plan.
I uploaded the “paid in full” letter just to show the world that there is an end of the rainbow that you can reach if you just plan it out. Set goals and meet them, folks. Make it your plan for 2011 to repay a significant portion of your student loan debt or consumer debt and then use whatever tools are at your disposal (maybe the spreadsheet that I uploaded) to keep a check on your plan and – more importantly – yourself. Enjoy!