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		<title>Start the Weekend Right Link Series – Volume #1, Edition #3</title>
		<link>https://www.jerseysmarts.com/2013/08/16/start-the-weekend-right-link-series-volume-1-edition-3/</link>
					<comments>https://www.jerseysmarts.com/2013/08/16/start-the-weekend-right-link-series-volume-1-edition-3/#respond</comments>
		
		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Fri, 16 Aug 2013 13:30:59 +0000</pubDate>
				<category><![CDATA[Random Entries]]></category>
		<category><![CDATA[Asbury Park]]></category>
		<category><![CDATA[Cardinal]]></category>
		<category><![CDATA[Daily Record]]></category>
		<category><![CDATA[Emotion]]></category>
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		<guid isPermaLink="false">http://www.jerseysmarts.com/?p=8733</guid>

					<description><![CDATA[We&#8217;re back again with the third edition of the Start the Weekend Right link series! A consistent link series usually takes some time to catch fire with people out there on the interwebs. While we work to build an audience around this new feature, I hope that you&#8217;re enjoying reading these stories &#8211; and that [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>We&#8217;re back again with the third edition of the <em>Start the Weekend Right</em> link series!  A consistent link series usually takes some time to catch fire with people out there on the interwebs.  While we work to build an audience around this new feature, I hope that you&#8217;re enjoying reading these stories &#8211; and that you&#8217;re sharing them with your family and friends!  Before we get to the links, though, I just want to remind you of what I wrote <a href="http://www.jerseysmarts.com/2013/08/09/start-the-weekend-right-link-series-volume-1-edition-2/">last week</a> and <a href="http://www.jerseysmarts.com/2013/08/02/start-the-weekend-right-link-series-volume-1-edition-1/">the week before</a>:  If you find that you visit several websites on a daily basis, then I recommend you consider signing up for a free <a href="http://www.feedly.com/" target="_blank">Feedly</a> account.  I don&#8217;t get anything for promoting Feedly &#8211; I just love the service and I think that it&#8217;s really a great RSS aggregator!  And if you&#8217;re using another RSS aggregator, then please consider following JerseySmarts.com at <a href="http://www.jerseysmarts.com/feed/" target="_blank">http://www.jerseysmarts.com/feed/</a> or if you&#8217;re already on Feedly, then you can follow us <a href="http://cloud.feedly.com/#subscription%2Ffeed%2Fhttp%3A%2F%2Fwww.jerseysmarts.com%2Ffeed%2F" target="_blank">by clicking here</a>.</p>
<p>Now, enjoy the links!  If you come across any interesting links, then please share them with us in the comments section below.</p>
<div style="padding-left:50px;">
<strong><u>Start the Weekend Right Link Series &#8211; Volume #1, Edition #3</u></strong><br />
<a href="http://www.joystiq.com/2013/08/13/gamestop-defends-xenoblade-price-tag-metroid-prime-trilogy-bein/" target="_blank">Gamestop Defends Xenoblade Price Tag, Metroid Prime Trilogy Being Restocked</a>, <strong>Joystiq</strong><br />
That&#8217;s right.  I&#8217;m starting this week&#8217;s Start the Weekend Right link series with a story about a video game.  When I was younger I played video games a lot.  As I got older the free time that I used to spend playing games vanished.  These days if I get 5 hours of video gaming in every <em>year</em>, then that would be a lot.  Back to this story:  a few years ago a Nintendo subsidiary named Monolith Soft came out with a role-playing game (RPG) called <a href="http://www.amazon.com/gp/product/B007RNWUC4/ref=as_li_qf_sp_asin_il_tl?ie=UTF8&#038;camp=1789&#038;creative=9325&#038;creativeASIN=B007RNWUC4&#038;linkCode=as2&#038;tag=usableweb07-20" target="_blank"><em>Xenoblade Chronicles</em></a>.  I picked up this game when it was finally released in North America and without question this is the best RPG that I&#8217;ve ever played.  The game was so good and available in such a limited quantity, that you can only find used copies and they are going for $80 &#8211; $100+ online.  Pretty impressive for a game that almost didn&#8217;t make its way to this part of the world!</p>
<p><a href="http://www.inc.com/shelley-prevost/how-to-know-if-youre-working-with-purpose.html" target="_blank">How to Know If You&#8217;re Working (and Living) With Purpose</a>, <strong>Inc.</strong><br />
This is a good article for those of you who might be wondering whether or not you&#8217;re living a life of purpose.  The author of this article &#8211; Shelley Prevost &#8211; poses four questions for you to ponder in order to come to an answer.  After reading the article, I can honestly say that I have strong, positive answers for each of these questions.  In addition, I think these questions provide a good framework to adequately consider whether you are, in fact, living a life of purpose.  For me, I know that if I didn&#8217;t have a job with community impact or at least have the ability and opportunity to help other people on a daily basis, then I wouldn&#8217;t be satisfied.  We only have a short time on this planet &#8211; why not be happy and try to give others happiness in the process?</p>
<p><a href="http://www.nerdfitness.com/blog/2013/08/13/how-the-heck-do-i-get-started/" target="_blank">How The Heck Do I Get Started!?</a>, <strong>Nerd Fitness</strong><br />
If you&#8217;ve ever tried to do something &#8211; anything! &#8211; big in your life, then you&#8217;ve stopped to ask yourself this question.  Steve Kamb &#8211; the guy behind Nerd Fitness &#8211; is one of the best, most entertaining fitness writers that I&#8217;ve ever come across online.  He integrates all of the geeky things that I either <em>was</em> or currently <em>am</em> a fan of and works them into the world of fitness.  Trust me here, folks &#8211; if you read Steve&#8217;s writing you&#8217;ll see that he has a gift for making fitness fun.  In this entry, he gives some perspective on how you can start doing whatever it is that you want to achieve.  Unlike nearly all of the weight loss blogs out there, Nerd Fitness isn&#8217;t annoyingly preachy and Steve doesn&#8217;t force you to accept his perspective on life (consciously or subconsciously).  He&#8217;s just a cool, geeky guy who got in great shape and had a lot of fun along the way.  Give his blog a read &#8211; I think you&#8217;ll enjoy it as much as I do!</p>
<p><a href="http://www.dailyrecord.com/article/20130814/NJNEWS/308140033/1005/rss01" target="_blank">Time Capsule Found During Renovations at FDU Makes Special Request</a>, <strong>Daily Record</strong><br />
I stopped linking to Gannett articles when the media giant went uber greedy and charged for accessing their silly, mostly-shoddily written articles after only a few days of being offered online for free.  So I was conflicted on posting this link because who knows how long it will be active.  Anyway, I thought that this very short story was entertaining.  Apparently, some guys who were remodeling the bathrooms at FDU some 80+ years ago left an unofficial &#8220;time capsule&#8221; in the wall.  The capsule was written during prohibition and asks the finder to have a drink on the renovation team if prohibition had finally ended!</p>
<p><a href="http://wallstreetplayboys.com/controlling-emotions/" target="_blank">Controlling Emotions</a>, <strong>Wall Street Playboys</strong><br />
There is a growing movement in the blogosphere called the manosphere.  This group of bloggers are typically young men who are successful at one aspect of their lives or another (or many at one time) and they write a very real-world, practical approach to achieving similar success.  Some blogs focus on stories related to that success and others talk about the ideas behind that success.  The team at Wall Street Playboys posted an article the other day talking about how and why it is important to be in control of your emotions.  If you&#8217;re a young man and you&#8217;ve found your way to this week&#8217;s link series, then I encourage you to read this article.</p>
<p><a href="http://bustedhalo.com/video/you-don%E2%80%99t-know-jack" target="_blank">You Don’t Know Jack… About the Assumption</a>, <strong>Busted Halo</strong><br />
This isn&#8217;t an article to read, but rather a short video where Father Jack Collins interviews people on the street about whether or not they know the meaning behind yesterday&#8217;s holy day of obligation.  What holy day of obligation was yesterday you ask?  It was the Feast of the Assumption of the Blessed Virgin Mary.  If you&#8217;re not sure what that means, then take a few minutes and watch this video so you can find out.</p>
<p><a href="http://cardinaldolan.org/index.php/vivat-jesus/" target="_blank">Vivat Jesus!</a>, <strong>His Eminence Timothy Cardinal Dolan</strong><br />
One of the blogs that I really enjoy reading is that of His Eminence Timothy Cardinal Dolan.  Cardinal Dolan had a very natural speaking (and writing) voice that boils down complex theological issues in a way that is easy to understand and appreciate.  In this entry, he talks about visiting the recent Knights of Columbus national convention.  I thought this was a good entry to add to this week&#8217;s list of links not just because I enjoy Cardinal Dolan&#8217;s writing, but because as a member of the Knights of Columbus, I&#8217;m glad to spread commentary about the good work that the fraternity sponsors around the country.</p>
<p><a href="http://asburyparksun.com/new-residential-construction-planned-for-waterfront/" target="_blank">New Residential Construction Planned for Waterfront</a>, <strong>Asbury Park Sun</strong><br />
It&#8217;s amazing how much new construction is going on in Asbury Park.  Granted, we&#8217;re not talking about a new developing every week, but it certainly seems close to a new development every month.  From the expansion of the Johnny Mac&#8217;s area to the Vive residential development that was sold out just about as soon as the units went on sale to the renovations up and down Cookman and the many entrepreneurs and small business owners still rebuilding after Superstorm Sandy &#8211; there&#8217;s a lot going on in Asbury Park.  This article talks about yet another residential development planned for the waterfront area.  If you&#8217;re interested in development in New Jersey or the revival of Asbury Park, then this article is for you.</p>
<p><a href="http://news.menshealth.com/how-much-sleep-do-you-need/2013/08/09/" target="_blank">How Much Sleep Do You Need?</a>, <strong>Men&#8217;s Health</strong><br />
Admittedly, this is not a safe article for me to read!  There are some nights when I have an absolutely horrible time trying to get to sleep and then there are other nights when I sleep like a log.  Unfortunately, there are more nights when I toss and turn and wake up in the middle of the night for one reason or another, but that should improve when I&#8217;m off the tremendous amount of medication that I&#8217;m currently on.  In any event, this article from Men&#8217;s Health says that if you get 5 hours of good, quality sleep, then you&#8217;re okay.  It&#8217;s a quick article &#8211; only a few paragraphs long.  If you have a few minutes, then I suggest giving it a read.</p>
</div>
<p>Get your weekend started right by checking out these links, starting a new, free <a href="http://www.feedly.com/" target="_blank">Feedly</a> account, and/or adding the blogs above (and <a href="http://cloud.feedly.com/#subscription%2Ffeed%2Fhttp%3A%2F%2Fwww.jerseysmarts.com%2Ffeed%2F" target="_blank">JerseySmarts.com</a>, too) to your existing Feedly or other RSS aggregator account.  Enjoy!</p>
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		<title>The Occupy Trenton Protests Get&#8230; Ummm, No Response At All</title>
		<link>https://www.jerseysmarts.com/2011/11/10/the-occupy-trenton-protests-get-ummm-no-response-at-all/</link>
					<comments>https://www.jerseysmarts.com/2011/11/10/the-occupy-trenton-protests-get-ummm-no-response-at-all/#respond</comments>
		
		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Fri, 11 Nov 2011 03:42:41 +0000</pubDate>
				<category><![CDATA[Money, Jobs, & Finances]]></category>
		<category><![CDATA[The State of New Jersey]]></category>
		<category><![CDATA[Protest]]></category>
		<category><![CDATA[Trenton]]></category>
		<category><![CDATA[Wall Street]]></category>
		<guid isPermaLink="false">http://www.jerseysmarts.com/?p=7713</guid>

					<description><![CDATA[Two weeks ago I was attending an event at the New Jersey State Museum in Trenton. As I was walking down West State Street to get to the museum I passed by the capital building. Since the mainstream media was blowing up the various &#8220;occupy&#8221; protests all around the country, I thought that the Occupy [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Two weeks ago I was attending an event at the New Jersey State Museum in Trenton.  As I was walking down West State Street to get to the museum I passed by the capital building.  Since the mainstream media was blowing up the various &#8220;occupy&#8221; protests all around the country, I thought that the Occupy Trenton protest would be something to see as I walked by the statehouse.  Well, this is what I saw when I went by the capital building:</p>
<div align="center"><div id="attachment_7714" style="width: 710px" class="wp-caption aligncenter"><img decoding="async" aria-describedby="caption-attachment-7714" src="http://www.jerseysmarts.com/wp-content/uploads/2011/11/Occupy-New-Jersey-2011.10.27-1024x790.jpg" alt="" title="Occupy New Jersey 2011.10.27" width="700" class="size-large wp-image-7714" srcset="https://www.jerseysmarts.com/wp-content/uploads/2011/11/Occupy-New-Jersey-2011.10.27-1024x790.jpg 1024w, https://www.jerseysmarts.com/wp-content/uploads/2011/11/Occupy-New-Jersey-2011.10.27-300x231.jpg 300w, https://www.jerseysmarts.com/wp-content/uploads/2011/11/Occupy-New-Jersey-2011.10.27.jpg 1952w" sizes="(max-width: 1024px) 100vw, 1024px" /><p id="caption-attachment-7714" class="wp-caption-text">Alright, everyone calm down before we have to call in the National Guard</p></div></div>
<p>Can you see them over there?  I know it&#8217;s a bad picture, but there are four protestors &#8220;occupying&#8221; Trenton across from the statehouse.  Four.</p>
<p>One.</p>
<p>Two.</p>
<p>Three.</p>
<p>Four.</p>
<p>That&#8217;s it.  That is it.  Four protestors.</p>
<p>If there was ever an example of how completely blown out of proportion the mainstream media has made a story, it has to be these various &#8220;occupations&#8221; around the nation.  Sure, there seems to be a solid 6,000 or so that are hunkered down in New York City by Wall Street itself and yeah, it does seem like there is something going on in Oakland.  But outside of those two locations, there is absolutely no sustained &#8220;occupation&#8221; going on anywhere.</p>
<p>And that&#8217;s why I think this story has pretty much died down over the last few weeks.  Thankfully, someone in the media took a step back from this fabricated frenzy and realized that on any given day there are more people protesting to end abortion than there are people &#8220;occupying&#8221; various places around the nation.</p>
<p>Four protestors in Trenton.  FOUR!  There have been protests in Trenton during the last year where tens of thousands of people clogged up every road in and out of the city and they only received a passing glance by the media.  Yet, there are four protestors who think that they are &#8220;occupying&#8221; Trenton and this is written up as part of the mainstream media&#8217;s stories?</p>
<p>Give me a break.</p>
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		<title>My Message to the Folks from the Occupy Wall Street Protests</title>
		<link>https://www.jerseysmarts.com/2011/10/08/my-message-to-the-folks-from-the-occupy-wall-street-protests/</link>
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		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Sat, 08 Oct 2011 14:08:49 +0000</pubDate>
				<category><![CDATA[College & Fraternity Life]]></category>
		<category><![CDATA[Money, Jobs, & Finances]]></category>
		<category><![CDATA[United States Politics]]></category>
		<category><![CDATA[Afghanistan]]></category>
		<category><![CDATA[Iraq]]></category>
		<category><![CDATA[Professors]]></category>
		<category><![CDATA[Protests]]></category>
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		<guid isPermaLink="false">http://www.jerseysmarts.com/?p=7653</guid>

					<description><![CDATA[Our country has a lot of protests these days. First, there were organized protests against the Iraq and Afghanistan wars. Then there were grassroots protests from folks who eventually wound up calling themselves the Tea Party. Now, there are protests on Wall Street from a conglomeration of groups collectively calling themselves Occupy Wall Street (OWS). [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Our country has a lot of protests these days.  First, there were organized protests against the Iraq and Afghanistan wars.  Then there were grassroots protests from folks who eventually wound up calling themselves the Tea Party.  Now, there are protests on Wall Street from a conglomeration of groups collectively calling themselves Occupy Wall Street (OWS).  Typically, I don&#8217;t write anything about these protests because, frankly, I&#8217;m too busy to do the research and find out what these people are protesting.  However, after I watched some angry, vitriolic, anti-Semitic garbage spewing out of one of the OWS protestors yesterday, I was moved to write something about the people out there chanting, &#8220;The people.  United.  Will never be defeated.&#8221;</p>
<div align="center"><div id="attachment_7654" style="width: 710px" class="wp-caption aligncenter"><img fetchpriority="high" decoding="async" aria-describedby="caption-attachment-7654" src="http://www.jerseysmarts.com/wp-content/uploads/2011/10/occupy-wall-street-bull.jpg" alt="" title="occupy-wall-street-bull" width="700" height="200" class="size-full wp-image-7654" srcset="https://www.jerseysmarts.com/wp-content/uploads/2011/10/occupy-wall-street-bull.jpg 700w, https://www.jerseysmarts.com/wp-content/uploads/2011/10/occupy-wall-street-bull-300x85.jpg 300w" sizes="(max-width: 700px) 100vw, 700px" /><p id="caption-attachment-7654" class="wp-caption-text">The protestors are out there, but nothing is going to change.  Photo from Tom Clark's Beyond the Pale.</p></div></div>
<p>I&#8217;ve got news for those folks &#8211; the people protesting on Wall Street, united or not, will <strong>always</strong> be defeated.  Why?  Simple.  If your rank and file members are anti-Semitic or anti-any group of people, you will never win over the masses.  Oh, sure &#8211; you might draw in a few thousand people in New York City and maybe even a million or so from coast-to-coast.  But even if you drew in 1 million people to support your cause, you&#8217;d be a minor fraction of a percent of the American public.  Here&#8217;s the simple math:  1,000,000 people who are protesting (and, apparently, don&#8217;t mind the anti-Semites in their ranks) divided by 320,000,000 Americans = 0.003125 percent of the American public.</p>
<p>That&#8217;s not even enough support to warrant one millisecond of any Wall Street banker&#8217;s day.</p>
<p>But that&#8217;s not my message &#8211; that&#8217;s just some discussion on what I saw in that hateful, disgusting video.  Here&#8217;s my message to the OWS protestors:</p>
<p><strong>You are mainly the cause of your own pain.</strong></p>
<p>I&#8217;m in the rare position to be able to feel the pain that these protestors are complaining about.  These are the kids who went to college, majored in the humanities, and now can&#8217;t find a job with their art, English, sociology, political science, gender studies, etc. degree.  I feel their pain because I graduated from my college with a bachelors degree in English.  The difference between where the protestors are in life and where I am in life is that I didn&#8217;t view that humanities degree as a means to an end.  In other words, I never thought that getting that degree 1) guaranteed me a job after graduating, 2) guaranteed me any respect after graduating, and/or 3) meant anything other than that I read a lot of literature and cranked out a bunch of academic-style research papers.</p>
<p>The larger difference between the protestors and a guy like me, though, is that I don&#8217;t believe my own bullshit.  Here&#8217;s a brief explanation of what I&#8217;m talking about&#8230;  Thanks to my work with volunteering to my local fraternity, I&#8217;ve watched a generation of young kids grow into an unrealistic adulthood.  Their adulthood is unrealistic because they actually believe the bullshit that they spew.  For example, it&#8217;s not uncommon for me to encounter an undergraduate who tells me that his Father/uncle/cousin/Grandfather is a major executive at XYZ Corporation and that once he graduates he&#8217;s going to get a good job there (or some variant of that story).  And, almost invariably, when it comes time for that undergraduate to move on from college they either don&#8217;t graduate at all or wind up working at a completely different company than the one that their familial relationship was supposed to just hand them.  Regardless of that reality playing out time and time again, I see more and more young people coming into the academic environment with that entitled mindset.  As one of my old professors tells me whenever we have lunch together, there are kids entering college today with the attitude of, &#8220;I have arrived!&#8221;</p>
<p>And no one gives a shit that they&#8217;ve arrived.</p>
<p>So if you are one of the many, many protestors on Wall Street who are complaining that you can&#8217;t find a job because of the evil corporations, what you should really be complaining about is a university atmosphere that served you a tall glass of bullshit-flavored Kool-Aid.  That&#8217;s right &#8211; the very same ivory tower where you fell in love with Chaucer, literary reviews of British literature during the Industrial Revolution, or the gender equality struggle in the Middle East (which is something that I&#8217;m passionate about, too), is the same ivory tower that duped you into believing that your passion for these causes and issues would be enough to support your life post-graduation.</p>
<p>They lied to you.  The professor that you fell in love with because you really believed and felt that they had a passion for their work &#8211; they are part of a much larger, much greedier institution than Wall Street.  They push an ideal that has proven throughout the ages to never be sustainable &#8211; namely, that you can be a 100% humanistic, artistic society and thrive.  It&#8217;s not possible.  Someone has to actually do the work that moves a person, family, community, and country forward.  Someone has to get up in the morning and make the donuts.  Someone has to pump the gas.  Someone has to mow the lawn.  Those are the jobs that a civilized society needs filled.</p>
<p>We don&#8217;t need someone to sit around and debate the pros and cons of Shakespearean iambic pentameter in adequately representing the struggle for equality during Elizabethan times.  Do people get to sit around and have this argument?  Of course they do!  Are those people ever going to be YOU?  Not likely.  The people who get to sit around and sip tea while having these high-minded discussions are the same ones who have been doing that for the last fifty years &#8211; and they&#8217;re not going anywhere any time soon.</p>
<p>In conclusion, I strongly recommend that the OWS protestors take that rage, take that anger, take that hatred towards a bleak future and direct it towards a societal system that nearly forces us all to go to college.  The protestors are also complaining about mountains of student loan debt and no serious jobs to help them pay down the debt.  Take it from a guy who graduated with a humanities degree (two, actually, when you count the master&#8217;s degree) and $121,000 in student loan debt &#8211; I feel your pain.  You&#8217;ve been lied to all of your lives.  However, don&#8217;t lash out like spoiled children are wont to do.  Instead, now is the time to break free from the intellectual shackles that have been harnessing your free thought and true understanding of reality.</p>
<p>Rip off those shackles.  Let loose your mind.  Begin to think, seriously, about why the world is as it is today.  Why are students graduating in a future where they see no hope?  Why are corporations always going to put the concerns of their shareholders (i.e. profit) first?  Why is it that your protests won&#8217;t mean a thing to anyone who actually matters?</p>
<p>Think about those questions as they exist in reality and work towards a reasonable solution.  Strip your mind of the prejudices that an over-liberal education have harnessed them with and come to understand what the real world is like today, tomorrow, and into the future.  Protesting the job creators is not the answer, folks.  The problem is the perpetuation of a national standard that damn near forces its young people to enroll in a collegiate system that is hyper-focused on making a profit while largely shackling creativity by allowing students to graduate while still believing their own bullshit.</p>
<p>Fix that problem and everything else will eventually fall in line.</p>
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		<title>Finding Some Success in the Stock Market</title>
		<link>https://www.jerseysmarts.com/2009/05/06/finding-some-success-in-the-stock-market/</link>
					<comments>https://www.jerseysmarts.com/2009/05/06/finding-some-success-in-the-stock-market/#respond</comments>
		
		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Wed, 06 May 2009 16:42:35 +0000</pubDate>
				<category><![CDATA[Money, Jobs, & Finances]]></category>
		<category><![CDATA[Bailout]]></category>
		<category><![CDATA[Barnes & Noble]]></category>
		<category><![CDATA[Bear Markets]]></category>
		<category><![CDATA[Bull And Bear]]></category>
		<category><![CDATA[Current]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Going Bonkers]]></category>
		<category><![CDATA[Hype]]></category>
		<category><![CDATA[Institutional Investors]]></category>
		<category><![CDATA[Investing In The Stock Market]]></category>
		<category><![CDATA[Investing Stock]]></category>
		<category><![CDATA[Lull]]></category>
		<category><![CDATA[Milestone]]></category>
		<category><![CDATA[Resilience]]></category>
		<category><![CDATA[Sirius XM]]></category>
		<category><![CDATA[Stock Performance]]></category>
		<category><![CDATA[Wall Street]]></category>
		<category><![CDATA[WrestleMania]]></category>
		<category><![CDATA[Wrestling]]></category>
		<category><![CDATA[WWE]]></category>
		<guid isPermaLink="false">http://www.jerseysmarts.com/?p=3357</guid>

					<description><![CDATA[While institutional investors are going bonkers over Wall Street and its constant switching between bull and bear markets, I&#8217;ve done pretty well so far. In fact, on Monday I hit a milestone with my investments &#8211; I reached over a 100% gain. For those of you who are not mathematically inclined, that means that (for [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>While institutional investors are going bonkers over Wall Street and its constant switching between bull and bear markets, I&#8217;ve done pretty well so far.  In fact, on Monday I hit a milestone with my investments &#8211; I reached over a 100% gain.  For those of you who are not mathematically inclined, that means that (for example), I invested $10 into a company and now that investment is worth $20.  And I think I&#8217;ve put together a decent strategy for this success.<br />
<span id="more-3357"></span></p>
<p>My strategy, simply, is to invest in what I know and stick with the basic fundamentals of investing in the stock market.  For example, anyone who has been trolling around my network of websites for a while knows that I know a little something about professional wrestling.  I&#8217;ve been keeping an eye on WWE&#8217;s stock performance for years.  My study has shown me that the stock, generally, is cyclical around WrestleMania.  In other words, the stock usually goes up a little bit around that time of the year and then falls after the show and its hype go away.  With that in mind, I bought a bunch of WWE when it was in its lull and then waiting for WrestleMania time to sell.  Easy enough, right?</p>
<p>But my strategy hasn&#8217;t really been the traditional &#8220;buy low, sell high,&#8221; rather it has been to take a reasonable amount of risk on those companies which are showing some resilience in the current market like Ford.  In December when Ford went to Congress with hat in hand saying that it needed more funds, I wouldn&#8217;t invest in the company.  But as soon as they came out with projections that showed they could sustain their business without a bailout I put a bunch of money into their stock.  The total of my investments in Ford are up 157% as of this writing (and the stock is even down when this post is being written).</p>
<p>I did the same thing with <a href="http://www.amazon.com/gp/product/B000I2HAVW?ie=UTF8&#038;tag=usableweb07-20&#038;linkCode=as2&#038;camp=1789&#038;creative=9325&#038;creativeASIN=B000I2HAVW"><strong>Sirius XM</strong></a><img decoding="async" src="http://www.assoc-amazon.com/e/ir?t=usableweb07-20&#038;l=as2&#038;o=1&#038;a=B000I2HAVW" width="1" height="1" border="0" alt="" style="border:none !important; margin:0px !important;" />.  I know what their product is and enough about their financials to know that this company could be a real threat once it clears up its debt obligations so I invested a ton of money in the stock when it was trading at 14 and 16 cents.  The stock now routinely trades in the 40 to 50 cent range and I expect it to trade even higher in the coming months and years.  Not a bad deal overall, huh?</p>
<p>But I&#8217;m also investing in companies like Barnes &#038; Noble.  The difference with Barnes &#038; Noble and the other companies is that I&#8217;m not looking so much for an increase in the stock price with this company, but rather I&#8217;m looking to acquire their stocks so I can enjoy their quarterly dividend (which, last time around, was a quarter per share).  Earning 25% on your investment each quarter is nothing to scoff at &#8211; I&#8217;ll take it.</p>
<p>I guess the other difference between me and the stereotypical investor is that I&#8217;m not dropping huge gobs of money into the market.  Where most people think that the typical investor is putting in tens of thousands of dollars, I&#8217;m content putting in just a few hundred every few weeks (which has now built me up to a few thousand overall).</p>
<p>I always keep in mind, though, what else I might use that money for instead of investing.  For example, if I&#8217;m buying $100 worth of Barnes &#038; Noble I might have otherwise used that money for a night out at the bar or a night down in Atlantic City.  In the long run, putting the money in the market is a much smarter decision.  At least I think so.</p>
<p>This isn&#8217;t a suggestion for everyone out there to jump into the market, but I would encourage everyone to give it some thought.  If you would otherwise blow the money on useless stuff, then why not?</p>
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		<title>Student Loans Start to Go Sour&#8230;</title>
		<link>https://www.jerseysmarts.com/2009/03/27/student-loans-start-to-go-sour/</link>
					<comments>https://www.jerseysmarts.com/2009/03/27/student-loans-start-to-go-sour/#comments</comments>
		
		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Fri, 27 Mar 2009 18:12:51 +0000</pubDate>
				<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[Arne Duncan]]></category>
		<category><![CDATA[Bankruptcy Filing]]></category>
		<category><![CDATA[Borrowers]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Education Reform]]></category>
		<category><![CDATA[Job]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Recession]]></category>
		<category><![CDATA[Stimulus]]></category>
		<category><![CDATA[USED]]></category>
		<category><![CDATA[Wages]]></category>
		<category><![CDATA[Wall Street]]></category>
		<category><![CDATA[Wall Street Journal]]></category>
		<guid isPermaLink="false">http://www.jerseysmarts.com/?p=3182</guid>

					<description><![CDATA[Well, we were all waiting for this to start and here it comes. In today&#8217;s Wall Street Journal there is a report regarding the student loan default rate increasing from 5.2% to 6.9% in the last year. As the Department of Education correctly states: Robert Shireman, a senior adviser to Secretary of Education Arne Duncan, [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Well, we were all waiting for this to start and here it comes.  In today&#8217;s Wall Street Journal there is <a href="http://online.wsj.com/article/SB123810077768651383.html"><strong>a report regarding the student loan</strong></a> default rate increasing from 5.2% to 6.9% in the last year.  As the Department of Education correctly states:</p>
<blockquote><p>Robert Shireman, a senior adviser to Secretary of Education Arne Duncan, says he expects the default rate, which reflects the early part of the recession, to continue to rise. &#8220;When people are facing a job loss, figuring out how to pay their student loan is not No. 1 on their list,&#8221; he said.</p></blockquote>
<p>That&#8217;s right.  For better or for worse, the last thing on many people&#8217;s minds at this time is their student loans.  Like Mr. Shireman reports, if you&#8217;re losing your job and you&#8217;re at risk of going into default on your mortgage, then the last thing that you care about is paying back a student loan that is ten, fifteen, or twenty years old!</p>
<p>But you&#8217;ve got to make those payments, folks.  Student loans are among the few pieces of debt that cannot be discharged in a bankruptcy filing.  Further, the government can (and will) garnish your wages if you default on your student loans.</p>
<p>All of this gets back to a point that I&#8217;ve made a few times in the last few weeks on this blog &#8211; that one of the best ways to stimulate the economy would be to <a href="http://www.jerseysmarts.com/2009/03/12/could-canceling-student-loan-debt-help/"><strong>cancel some, if not all, student loan debt</strong></a> for existing borrowers.  And this point is related to something else that I think many of us stunted by student loan debt understand that the rest of the people out there don&#8217;t get yet &#8211; namely that even with all of the stimulus plans and other money being pumped into the economy, those who have a great deal of student loan debt are not going to be able to contribute to the economic recovery.</p>
<p>Now, if there were only a few of us, then the effect wouldn&#8217;t be so bad.  But the number of people with out of control student loans is growing and that is not a good thing for the economic recovery&#8230;</p>
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		<title>President Obama&#8217;s First Evening Press Conference</title>
		<link>https://www.jerseysmarts.com/2009/02/10/president-obamas-first-evening-press-conference/</link>
					<comments>https://www.jerseysmarts.com/2009/02/10/president-obamas-first-evening-press-conference/#comments</comments>
		
		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Tue, 10 Feb 2009 16:31:20 +0000</pubDate>
				<category><![CDATA[United States Politics]]></category>
		<category><![CDATA[Barack H. Obama]]></category>
		<category><![CDATA[Crap]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[George W. Bush]]></category>
		<category><![CDATA[Good Grief]]></category>
		<category><![CDATA[Housing Market]]></category>
		<category><![CDATA[Leadership]]></category>
		<category><![CDATA[Liberals]]></category>
		<category><![CDATA[Monday Night]]></category>
		<category><![CDATA[President Of The United States]]></category>
		<category><![CDATA[Shame]]></category>
		<category><![CDATA[Wall Street]]></category>
		<guid isPermaLink="false">http://www.jerseysmarts.com/?p=3007</guid>

					<description><![CDATA[President Barack Obama had his first primetime press conference last night. If you watched, I wonder if you saw as interesting an event as I saw&#8230; Ha ha ha! Honestly, that press conference would have been off of my television if FOX had its normal Monday night line-up on! Really, President Obama needs to liven [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>President Barack Obama had his first primetime press conference last night.  If you watched, I wonder if you saw as interesting an event as I saw&#8230;  Ha ha ha!  Honestly, that press conference would have been off of my television if FOX had its normal Monday night line-up on!</p>
<p>Really, President Obama needs to liven things up a bit.  We&#8217;re looking for change from him, not the same old boring &#8220;what the hell is he talking about?&#8221; crap!  I will say, though, that it was nice to watch the President of the United States and not have to worry about him saying something that made absolutely no sense.  On the other hand, while the rest of country goes crazy over Obama&#8217;s speaking style, I really, <em>really</em> hate it.  I know that the biased liberal media will never publish a negative thing about his speaking style, but this man relies on &#8220;ehhh&#8221; and &#8220;ihhh&#8221; WAY too much when he talks.  Go back and listen to the entire speech (if you can stomach it) and try to count how many times he interjects &#8220;ehhh&#8221; and &#8220;ihhh&#8221; in a single sentence.  It&#8217;s alarming.</p>
<p>Again, the alternative could be, &#8220;Fool me once, shame on you.  Fool me twice&#8230;you can&#8217;t fool me twice.&#8221;  Good grief.</p>
<p>But even as I take my own potshot at President George W. Bush, I have to say that it was a little gross that Obama cited the federal leadership of the last eight years as the reason for the current economic downturn.  Look, I agree with the rest of the gang that the folks running the world down in Washington were a little goofed up, but that includes the Democrats, too.  Further, the biggest perpetrators of our current problems were the greedy people on Wall Street and the ignorant people on Main Street.  The root of this downturn is the devastated housing market.  The root of the devastated housing market are people who were buying $500,000 homes when they could only afford $150,000 homes.  The side-root of that same problem were the bankers who gave mortgages to people who couldn&#8217;t afford their homes!</p>
<p>Ugh&#8230;it&#8217;s not all about Bush!  I had hoped that Obama would bring this country past the Bush derangement syndrome, but after his campaign-style speech last night, I guess that real change hasn&#8217;t come&#8230;yet.</p>
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		<title>Was the Bailout the Right Move?</title>
		<link>https://www.jerseysmarts.com/2008/10/05/was-the-bailout-the-right-move/</link>
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		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Sun, 05 Oct 2008 22:19:00 +0000</pubDate>
				<category><![CDATA[Money, Jobs, & Finances]]></category>
		<category><![CDATA[United States Politics]]></category>
		<category><![CDATA[American Government]]></category>
		<category><![CDATA[Cbs]]></category>
		<category><![CDATA[Election]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Oversight]]></category>
		<category><![CDATA[Phone Calls]]></category>
		<category><![CDATA[Presidential Campaign]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[Taxation]]></category>
		<category><![CDATA[Wall Street]]></category>
		<guid isPermaLink="false">http://www.jerseysmarts.com/?p=467</guid>

					<description><![CDATA[No! Talk about making the wrong move. Not only is the American government taking an historic step in bailing out some of the greediest people in the history of the planet, they&#8217;re doing so with YOUR tax dollars! Better yet, one news agency is reporting that Americans, by a 90-to-1 margin, wanted nothing to do [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>No!  Talk about making the wrong move.  Not only is the American government taking an historic step in bailing out some of the greediest people in the history of the planet, they&#8217;re doing so with YOUR tax dollars!  Better yet, one news agency is reporting that Americans, by a 90-to-1 margin, wanted nothing to do with the bailout bill.  From the CBS News website, courtesy of Bob Schieffer:</p>
<blockquote><p>Yet when Congress first confronted the issue early in the week and decided to do nothing, the vote told us that beyond Washington many Americans just didn&#8217;t see it that way.</p>
<p>The president, Democratic leaders, the two presidential candidates all called for immediate action. Yet some members of Congress told me their phone calls and e-mails were running 90-to-1 against the rescue plan. </p></blockquote>
<p>Get it?  Americans did NOT WANT this bailout plan!  Everyday Americans did NOT NEED this bailout plan!  People working for greedy organizations on Wall Street wanted the bailout and because money talks while (apparently) everyday Americans walk, they got what they wanted.  It&#8217;s bull.</p>
<p>Americans need to take action on this disgusting bailout <strong><em>immediately</em></strong>.</p>
<p>This means that you, as a taxpaying citizen, need to demand the best from your legislators.  They just took $700 billion of YOUR dollars to give to gigantic, multibillion dollar banks.  Hold them accountable.  If you&#8217;re so disgusted with the bailout bill then vote against anyone in your district who voted for it.  Send a message.  If you don&#8217;t want to go that route, then stay in touch with your elected leaders and make sure that they are exerting the proper amount of oversight and that they overseeing the funds in a way that YOU want them overseen.</p>
<p>Americans need to become re-engaged with their government.  This is definitely the election year to do so.  This bailout bill was unnecessary &#8211; greedy people had what they had coming to them and the government bailed them out.  Where&#8217;s the bailout for student loans?  Where&#8217;s the bailout for the Americans who CAN make their mortgage payments, but just barely?  Why would ANYONE continue to make mortgage payments now that they know the government is there to pick up their slack?</p>
<p>Disgusting.</p>
<p>Anyway, check out <a href="http://www.new-jersey-carpet-cleaning.com/">New Jersey Carpet Cleaning</a> for the best carpet cleaning in the Garden State!</p>
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