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		<title>Some People Are Dumb &#8211; Reflecting on Comments to Student Loan Story</title>
		<link>https://www.jerseysmarts.com/2011/08/11/some-people-are-just-dumb-reflecting-on-comments-to-my-student-loan-story/</link>
					<comments>https://www.jerseysmarts.com/2011/08/11/some-people-are-just-dumb-reflecting-on-comments-to-my-student-loan-story/#respond</comments>
		
		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Thu, 11 Aug 2011 13:30:29 +0000</pubDate>
				<category><![CDATA[Funny People]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[Idiots]]></category>
		<category><![CDATA[USA Today]]></category>
		<guid isPermaLink="false">http://www.jerseysmarts.com/?p=7254</guid>

					<description><![CDATA[Some of you may remember a few months ago when I noted that I was quoted and referenced in a recent USAToday.com article. This was the second time that I was featured in the newspaper, though the first time I was featured it was in an above-the-fold headline story with my face plastered all over [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Some of you may remember a few months ago when I noted that I was quoted and referenced in a recent USAToday.com article.  This was the second time that I was featured in the newspaper, though the first time I was featured it was in an above-the-fold headline story with my face plastered all over the front page.  Yeah, it was pretty cool.</p>
<p>But <a href="http://www.usatoday.com/money/perfi/college/2011-05-20-repaying-your-student-loans_n.htm">the latest article</a> was an online-only publication and while the first article no longer has the bevy of ignorant comments listed underneath it, the second article certainly has some comments that make you go &#8220;Hmmm&#8230;&#8221; (my thanks to the C&#038;C Music Factory for the reference!).</p>
<div align="center"><div id="attachment_7255" style="width: 730px" class="wp-caption aligncenter"><img fetchpriority="high" decoding="async" aria-describedby="caption-attachment-7255" src="http://www.jerseysmarts.com/wp-content/uploads/2011/06/Confused-Pugs.jpg" alt="" title="Confused-Pugs" width="720" height="200" class="size-full wp-image-7255" srcset="https://www.jerseysmarts.com/wp-content/uploads/2011/06/Confused-Pugs.jpg 720w, https://www.jerseysmarts.com/wp-content/uploads/2011/06/Confused-Pugs-300x83.jpg 300w" sizes="(max-width: 720px) 100vw, 720px" /><p id="caption-attachment-7255" class="wp-caption-text">Huh?  Wuh?  Some people don&#039;t seem to be able to think...</p></div></div>
<p>Or, in pug terminology (as shown in the pictures above), some of the comments on the recent student loan article had me cocking my head to the side wondering what the hell I was reading.  While I admit that the comments were in no way as ignorant or arrogant as the ones that were posted after my first student loan article was published, some of these comments were just mind-boggling.  For example, the following comments were posted:</p>
<p><em>&#8220;The horror of having roommates and driving an 11 year old car. My god, what a huge sacrifice!! I had roommated til I was 30, went off on my own for a year, got engaged and then got married. I would probably still have roommates if I found some cool enough. Why not live a cheap as possible?&#8221;</em></p>
<p>Now this moron <del>couldn&#8217;t spell roommates</del> seemed to misinterpret an otherwise very easy, simply element of my story.  You see, my story was about how I managed to pay off so much of my student loan debt in so short a period of time.  As was cited earlier in the very same story that this guy was commenting on, I live with roommates and drive a well-worn 2000 Honda Civic.  Those aren&#8217;t complaints &#8211; they are just methods by which I spend less money and thus put more money towards paying for student loans.  Now, imagine how downright stupid this person must be to have read that portion of my story and interpreted it as me complaining rather than sharing a good strategy for saving some money to ultimately put towards repaying student loans.  I&#8217;m tell you, some people are just dumb.  Here&#8217;s another one.</p>
<p><em>&#8220;You graduate from college with $100k+ in loans and no special skills, what you expect. At least he is paying off, many are not.&#8221;</em></p>
<p>Okay, well the second part of this comment is dead on accurate &#8211; I&#8217;m paying off my student loans instead of bitching and moaning about how I can&#8217;t afford them or woe is me or whatever, blah, blah, blah.  But how ignorant &#8211; how downright dumb &#8211; can someone be to think that I graduated from college with no special skills?  Really?  REALLY?  You think that someone who is 30 years old could manage to pay off about $75,000 in student loan principal and about $30,000 in student loan interest over a 4 year period and NOT have any special skills that are clearly desirable in the job market?</p>
<p>Really?  Are people honestly that stupid?  Look, I could go on and on about how I&#8217;m one of the leading financiers of a very niche community-based industry in New Jersey, but something tells me that the dull-minded person who wrote that stupid comment would read about what I do for a living and go, &#8220;Wuh?&#8221;  Idiot.</p>
<p>Those were the two comments that had me mimicking the pugs in the picture above.  However, most of all I find myself appalled at the comments where people say shit like, &#8220;Well, I went to college and paid for it all by myself with no student loans &#8211; so why DON&#8217;T YOU!?!?&#8221;  Ugh.  I guess that everyone&#8217;s life situation has to be like that person&#8217;s life situation, huh?  Talk about the epitome of ignorance and arrogance.</p>
<p>Anyway, just sharing some frustrations with the public display of ignorance and stupidity that was unfortunately posted on USAToday.com.  Now, back to the reality of demolishing my student loans!</p>
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		<title>Entries That Never Made It:  &#8220;Rules for Driving in New Jersey&#8221;</title>
		<link>https://www.jerseysmarts.com/2011/02/13/entries-that-never-made-it-rules-for-driving-in-new-jersey/</link>
					<comments>https://www.jerseysmarts.com/2011/02/13/entries-that-never-made-it-rules-for-driving-in-new-jersey/#respond</comments>
		
		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Sun, 13 Feb 2011 16:30:03 +0000</pubDate>
				<category><![CDATA[Jokes & Humor]]></category>
		<category><![CDATA[Winter & Christmas Time]]></category>
		<category><![CDATA[Idiots]]></category>
		<category><![CDATA[JerseySmarts.com]]></category>
		<category><![CDATA[New Jersey]]></category>
		<guid isPermaLink="false">http://www.jerseysmarts.com/?p=4747</guid>

					<description><![CDATA[Today&#8217;s entry is from the &#8220;Entries That Never Made It&#8221; file. A brief explanation, first. If you don&#8217;t know, JerseySmarts.com is operated off of the WordPress database. This database system allows me to save drafts of entries and revisit them at a later date and time to complete my thoughts and then, ultimately, upload the [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Today&#8217;s entry is from the &#8220;Entries That Never Made It&#8221; file.  A brief explanation, first.  If you don&#8217;t know, JerseySmarts.com is operated off of the WordPress database.  This database system allows me to save drafts of entries and revisit them at a later date and time to complete my thoughts and then, ultimately, upload the entry to the blog.  Well, sometimes I start an entry, go back to it a few times to add new thoughts, and then wind up not finishing it.  In the past, I would have just deleted the entry and moved on.  However, I thought there might be some sense (and maybe even some humor) in keeping the half-finished entries available for reading on the blog.</p>
<p>Which brings us to today&#8217;s post.  The entry below was originally prepared back in November 2009.  My impetus for writing this one was the fact that the roads in New Jersey were packed with folks from other states who had no idea how to drive Garden State style!  As you might imagine, dealing with horrible drivers got me pretty irate so I began writing this entry as a way of explaining how people should drive in New Jersey.</p>
<p>Before you read the entry below you should understand that there are half finished sentences and thoughts that just end without being completed (like the very first sentence).  Anyway, I hope you enjoy!</p>
<blockquote><p>Driving during the holidays made me extremely angry really brought out the</p>
<p><strong>Stop At A Stop Sign</strong><br />
The picture to the left is a stop sign.  When you see one of these signs on a road that you are traveling on &#8211; STOP!  Stopping is bringing your car to a complete stop.  This does NOT mean that you can roll through the stop sign into on-coming traffic, especially if you are at a four way stop intersection.</p>
<p><strong>The Middle Finger</strong><br />
If you see the picture to the left while you&#8217;re driving around New Jersey, chances are that you&#8217;ve fucked up and made someone driving near you very mad.  In fact, there is a strong chance that you broke one of the rules that I&#8217;m sharing with you on this page.  The image to the left shows what we call the Middle Finger.  When someone gives you the Middle Finger, you should refocus your attention on the road and your driving skills and, if necessary, pull into the slow lane (see below) to let the professional drivers get to their destination without being aggravated by you and your ridiculously amateurish driving style.</p>
<p><strong>The Fast Lane and The Slow Lane</strong><br />
You&#8217;ll notice in the picture to the left that there are two lanes on this highway.  In New Jersey, the lane on the left is what we call the &#8220;Fast Lane&#8221; and the lane on the right is what we call the &#8220;Slow Lane.&#8221;  When you&#8217;re driving in New Jersey, you&#8217;ll often see speed limit signs telling you what the suggested speed limit is for the road that you&#8217;re on.  Note my use of the word &#8220;suggested&#8221; here.  It is common in New Jersey for drivers accelerate between 5 and 10 miles per hour faster than the suggested speed limit.  On the highways, you&#8217;ll often find people accelerating to greater speeds (none of which is condoned by JerseySmarts.com).  However, if you find yourself driving in the left lane and you&#8217;re driving either at or below the speed limit, get in the right lane immediately!  You&#8217;re blocking the professional drivers from using the left lane to drive a little bit faster than the speed limit and will likely cause yourself to receive the Middle Finger (see above).</p>
<p><strong>Do Not Tailgate</strong><br />
You see this picture to the left?  That&#8217;s the rear end of a car.  When you&#8217;re driving in <em>your</em> car and you come upon this picture to the left (or a variation of it), you slow down and keep a distance.  You do NOT pull the front end of your car within inches of the rear end of the person in front of your car.  That would be an asshole move and will likely cause you to receive the Middle Finger (see above).</p></blockquote>
<p>You know it&#8217;s funny.  The more I read that half finished entry, the more I think that there was a lot of potential there.  Oh well, maybe one day I&#8217;ll revisit this entry and actually complete it!</p>
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		<title>Sometimes, the Deadbeats Complain the Loudest Out of Everyone</title>
		<link>https://www.jerseysmarts.com/2010/10/09/sometimes-the-deadbeats-complain-the-loudest-out-of-everyone/</link>
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		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Sat, 09 Oct 2010 15:30:40 +0000</pubDate>
				<category><![CDATA[Computers, Internet, & Technology]]></category>
		<category><![CDATA[Funny People]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Deadbeats]]></category>
		<category><![CDATA[Idiots]]></category>
		<category><![CDATA[Usable Web Solutions, LLC]]></category>
		<category><![CDATA[Web Design]]></category>
		<category><![CDATA[Website Management]]></category>
		<guid isPermaLink="false">http://www.jerseysmarts.com/?p=6180</guid>

					<description><![CDATA[Over the last nearly five years that I&#8217;ve owned and operated Usable Web Solutions, LLC, I&#8217;ve brought you a bunch of crazy stories from my life as a small business owner and and my interactions with some near-insane clients. And while I don&#8217;t plan on going into deep detail about the aggravations of the business [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Over the last nearly five years that I&#8217;ve owned and operated <a href="http://www.usablewebsolutions.com/">Usable Web Solutions, LLC</a>, I&#8217;ve brought you a bunch of crazy stories from my life as a small business owner and and my interactions with some near-insane clients.  And while I don&#8217;t plan on going into deep detail about the aggravations of the business in this blog entry at this point in time (check back in January 2011 for a more comprehensive review of my first five years as a small business owner), I thought I&#8217;d scrape up a little blog entry talking about some of my deadbeat clients.</p>
<p>Now, I&#8217;ve had deadbeat clients in the past that simply went away and stopped paying for their services.  What&#8217;s worse, I&#8217;ve had deadbeat clients who were actually my close friends from college and members of the same fraternity as me &#8211; two populations that you&#8217;d never expect to be deadbeats.  However, over the course of this week I&#8217;ve had to deal with two deadbeat clients much more than I could have imagined.  And what&#8217;s more amazing to me is that my <em>contractual obligations</em> to both of these particular deadbeats <strong>expired over the summer</strong> and they were alerted (numerous times) that they needed to find a new website provider.  Did they get off their asses and take care of the online portion of their businesses?</p>
<p>Of course not!</p>
<p>Actually, let me go into some greater detail on one of these idiots&#8230;  This client&#8217;s contract expired over the summer so I sent a notice that I was not renewing services (bear in mind that I hadn&#8217;t been paid for any of my services in over a year anyway &#8211; the definition of deadbeat).  When the contract expired, I took the website down.  About a month goes by and the client comes back and is complaining that the website is down.  Okay.  I told them that the website could very easily be restored if I received the back payment that I was owed.</p>
<p>And, like any good deadbeat, this idiot paid me 70% of what I was owed and I agreed to put the website back up, but make no changes as she requested.  Then the deadbeat said that there were no contracts or extension notices in her file so she weren&#8217;t even sure if I was their web provider.</p>
<p>What an idiot.</p>
<p>By the way, this is a common tactic of deadbeats and scumbag business people.  I know &#8211; I used to work for one of the biggest ones in New Jersey.  The scumbag business person will act like they are the victim 99 times out of 100 (read on to see how this particular client played the victim this week).  Anyway, I went into my files and gave this client copies of the initial contract and the two year extension letter.  I also printed another termination letter saying that our agreement was over and ended and that I would be very happy to transfer the entire website off of my servers once I was paid in full.  The client responded by contacting me late last week saying to call her when I had a chance.  I called her office last Friday and they tell me that she doesn&#8217;t work on Fridays.  Nice.  I e-mailed her that I just left her a message at her office and she said to call her on Tuesday.  And, as you might imagine, Tuesday comes around and I called her office at 3pm only to learn that she was already gone for the day.  Fine, whatever.  I called back on Wednesday morning at 10:30am and guess who&#8217;s not in the office yet.</p>
<p>That&#8217;s right!  You got it!  This deadbeat wasn&#8217;t even in the office by 10:30am.  What type of small business owner isn&#8217;t already in motion for a few hours by 10:30am on a Wednesday?!</p>
<p>However, on Wednesday afternoon I receive an e-mail from the deadbeat saying that now it&#8217;s Wednesday and I haven&#8217;t reached out to her and what&#8217;s the problem.  Good grief.  I sent a pleasant little note back saying that I&#8217;ve actually left two messages for her and that I&#8217;m waiting for her to respond to either of them.  She, of course, did not respond so I gave her a call on Thursday afternoon around 4pm and she was actually in the office.</p>
<p>Now, like I said earlier, deadbeats have to play the role of the victim.  When this one got on the phone she said, &#8220;Hi.&#8221;  And I responded with, &#8220;Hello!  How are you, Deadbeat?&#8221;  Obviously, I used the deadbeat&#8217;s real name.  She said, &#8220;Fine,&#8221; in about as dull and annoyed a voice as you could imagine.  And that was the conversation opener.  Since I&#8217;ve dealt with and worked for scumbags in the past, I knew exactly where this was going and I prepared myself to have some fun.  I said, &#8220;So I received your message-&#8221; and she interrupted me with, &#8220;Yeah you claim you&#8217;ve been reaching out and you can&#8217;t get me.  Well, I&#8217;m here now.&#8221;</p>
<p>Oh, what a pity?!  It would appear that this deadbeat is a victim, right?  Poor her &#8211; sitting there and having to actually do work with one of her contractors!  Oh &#8211; the horror!  It gets better.</p>
<p>So I responded with something like, &#8220;Yeah I saw your e-mail.  So do you have a new web provider in mind that I can work with to transfer the services?&#8221;  And she said something like, &#8220;Yes.  And he&#8217;s offering services much cheaper than what we&#8217;ve been paying-&#8221; so then I cut her off and in my rosiest, happiest voice I said, &#8220;Right!  So if you could get me his information, I&#8217;ll be happy to contact him and work to complete the transfer.&#8221;</p>
<p>You see, having worked for a scumbag, I saw that &#8220;pity me, I&#8217;m a victim&#8221; card being played way before this deadbeat began dealing it out &#8211; thus why I cut her off when she lied about being offered cheaper services.  How do I know that she lied about the cost of the services?  Easy!  I&#8217;m actively engaged in this work and I know what my competitors charge.  I typically charge between 25% and 50% of what every single one of my competitors charge (except this one guy who does websites in the area and charges an exorbitant fee &#8211; I&#8217;m about 10% of his costs).</p>
<p>The conversation pretty much ended after that with the deadbeat saying that she&#8217;d e-mail me her new web person&#8217;s contact information.  I responded with a dreadfully cheery, &#8220;Wonderful!  Thank you!&#8221;  Which she followed up with a half-asleep, extremely aggravated, &#8220;Bye,&#8221; before she hung up.  It&#8217;s always the same with scumbag business people and deadbeats &#8211; they all act the same, they all talk the same, they&#8217;re all the victims in situations where they try to screw their contractors.  I&#8217;ve seen it before, I&#8217;ve worked for it before, and I&#8217;ve watched it be disassembled before (which is what makes me so good at dealing with these scumbags).</p>
<p>Anyway, I&#8217;ll be glad when these deadbeats are out of my portfolio.  One of the lessons that I&#8217;ve learned thus far in owning a small business is that scam artists and deadbeats will try to take advantage of you <strong>all of the time</strong>.  In my world and with my hectic schedule, I don&#8217;t have time for the bullshit so I don&#8217;t have time for the deadbeats.  Usable Web Solutions, LLC will be a stronger, faster, more profitable company once I get these idiots out of my hair.</p>
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		<title>A Quick Story About a Moron I Encountered Two Weeks Ago</title>
		<link>https://www.jerseysmarts.com/2010/09/21/a-quick-story-about-a-moron-i-encountered-two-weeks-ago/</link>
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		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Tue, 21 Sep 2010 15:30:02 +0000</pubDate>
				<category><![CDATA[Funny People]]></category>
		<category><![CDATA[Adjunct Professor]]></category>
		<category><![CDATA[Books]]></category>
		<category><![CDATA[College]]></category>
		<category><![CDATA[Idiots]]></category>
		<guid isPermaLink="false">http://www.jerseysmarts.com/?p=6112</guid>

					<description><![CDATA[Much like all of my readers, I encounter various forms of idiocy on a daily basis. Some might argue that the forms of idiocy that I encounter is magnified due to my living in the great Garden State, but I would argue that they&#8217;re wrong. What I&#8217;ve come to understand is that idiots are just [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Much like all of my readers, I encounter various forms of idiocy on a daily basis.  Some might argue that the forms of idiocy that I encounter is magnified due to my living in the great Garden State, but I would argue that they&#8217;re wrong.  What I&#8217;ve come to understand is that idiots are just idiots and it doesn&#8217;t matter where they live or what they do for a living!  Case in point &#8211; the idiot at the local college&#8217;s bookstore.</p>
<p>As some of you may remember, I teach at the local college.  Well, two weeks ago was the first day of class and I just took over the teaching assignment for this class at the end of August.  The problem with switching teaching assignments so close to the beginning of the school year is that the previous professor&#8217;s books are still the ones that are listed as the required texts &#8211; and I use different books.  Thus, we have a problem.</p>
<p>My students came to class on the first day and most of them had the wrong textbook with them.  No problem, I thought.  I told the students to go back to the bookstore and explain the issue and that it shouldn&#8217;t be a problem to get a refund and switch out the book that they bought with the correct one.  I&#8217;ve worked with the bookstore before and they&#8217;re typically a good, easy-going bunch.</p>
<p>However, I decided that since I was on vacation from my day job that after class that day I would walk over to the bookstore and just double check to be sure that the right books were assigned to my class section (they were).  When I arrived at the bookstore, I noticed some of my students switching out their books, which was good.  I asked one of the runners (they have students that run to the back to check on questions when they come up) if she could go and check my book assignments.  By the response on this young girl&#8217;s face, you would have thought that I asked her to do high end calculus using nothing but an abacus.  She responded with something like, &#8220;Oh&#8230;  I don&#8217;t think I can do that, but let me ask my supervisor.&#8221;  And before I could tell her not to worry about it, she was gone.</p>
<p>Folks, the last thing I want to do as an adjunct professor on the first day of school is bother a supervisor in the bookstore.  If you&#8217;ve ever been to a college bookstore on the first day of classes, it&#8217;s mayhem.  The young girl came running back and said to follow her to the back.  Immediately, I put my guard up because not only was this completely unnecessary, but I knew that whoever I was going to speak with was going to be irate at my presence.</p>
<p>And I was right.</p>
<p>This young girl took me to a person in the back who was checking something on her computer as she was hunched over it.  She said something like, &#8220;Yes.  Hello.&#8221;  I told her who I was and that my class had been changed a few weeks ago and that I used different textbooks than the previous professor.  She responded with, &#8220;You can go online and check the textbooks to see if they&#8217;re the right ones.&#8221;  So I told her that I went online the night before to check the texts and they were incorrect.  And I also told her that I e-mailed the bookstore about the assignment change a few weeks prior to school starting and never received a response.  She responded with, &#8220;Well, it&#8217;s been a little busy around here in case you can&#8217;t tell.  You can go online and check the textbooks to see if they&#8217;re the right ones.&#8221;</p>
<p>Now, at this point I&#8217;m not in the mood for some idiot&#8217;s stance that she&#8217;s going to keep on going to the same line about checking online.  So I said very calmly, &#8220;Yes.  I checked online last night and they were wrong.  I know that you guys are busy and you are all doing a great job.  However, my students came to class with the wrong books this morning so I just wanted to double check.&#8221;</p>
<p>She responded with, &#8220;You can double check online.&#8221;  I should note that the dummy was doing ten different things while trying to address my concerns and that after she repeated about going online to double check, she walked right by me without looking and stomped towards the front of the book counter.  I slowly followed her and said, &#8220;I&#8217;d like to check the shelf.&#8221;  And as it happened, she was marching by my books and said, &#8220;They&#8217;re over here somewhere,&#8221; as she pointed to her left.  She then added, &#8220;If they&#8217;re wrong, let me know, but you can check all of this stuff online in the future.&#8221;</p>
<p>At this point, and as you might imagine, I was done talking to her.  The combination of her not listening to me and relying on some stupid talking point about going online wasn&#8217;t helping the fact that her tone was a mixture of anger and frustration.  So I walked over to where my books were, saw that the change was made, and began to walk out of the restricted area.  On my way out, I called out, &#8220;Thank you.  You guys are doing a great job.  I appreciate it.&#8221;</p>
<p>No one responded.</p>
<p>And so I share this story with you because it&#8217;s been a while since I wrote about someone this rude and downright ignorant.  I hope you&#8217;ve enjoyed because I enjoyed shaking my head in disgust as I left the bookstore!  <img src="https://s.w.org/images/core/emoji/15.0.3/72x72/1f642.png" alt="🙂" class="wp-smiley" style="height: 1em; max-height: 1em;" /></p>
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		<title>A Quick Trip To Wal-Mart &#8211; Always Filled With Annoyances</title>
		<link>https://www.jerseysmarts.com/2009/09/06/a-quick-trip-to-wal-mart-always-filled-with-annoyances/</link>
					<comments>https://www.jerseysmarts.com/2009/09/06/a-quick-trip-to-wal-mart-always-filled-with-annoyances/#respond</comments>
		
		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Sun, 06 Sep 2009 15:30:09 +0000</pubDate>
				<category><![CDATA[Funny People]]></category>
		<category><![CDATA[Local People & Politics]]></category>
		<category><![CDATA[Dummies]]></category>
		<category><![CDATA[Fools]]></category>
		<category><![CDATA[Idiots]]></category>
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		<category><![CDATA[Walmart]]></category>
		<guid isPermaLink="false">http://www.jerseysmarts.com/?p=3785</guid>

					<description><![CDATA[Whenever you&#8217;re looking to get aggravated at the failures of everyday life, go to Wal-Mart. No, it&#8217;s not the store itself (I actually like Wal-Mart both from a consumer sense and as a corporate citizen). And, in truth, it&#8217;s not the bulk of the people who shop at Wal-Mart or the employees that are the [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Whenever you&#8217;re looking to get aggravated at the failures of everyday life, go to Wal-Mart.  No, it&#8217;s not the store itself (I actually like Wal-Mart both from a consumer sense and as a corporate citizen).  And, in truth, it&#8217;s not the bulk of the people who shop at Wal-Mart or the employees that are the problem.  I think the reason why Wal-Mart can be so annoying is due to the sheer amount of consumers that enter its doors during a day.  With that many customers, the store is bound to get a handful of dummies that can provide aggravation for the other shoppers.</p>
<p>And now today&#8217;s aggravating experience at Wal-Mart&#8230;</p>
<p>I&#8217;ll never understand why shoppers feel the need to stop at the end of an aisle and hover when there is no other consumer traffic either coming or going.  You know these people.  They are the ones that linger at the end of an aisle and sort of look at the vast Wal-Mart in front of them and wonder, &#8220;Wow &#8211; where do I go next?&#8221;  Hey, here&#8217;s a clue &#8211; get the fuck out of the way so I can go and buy my stupid candle and get on with my day, damn it!  By the way, the Wal-Mart in Neptune has a great deal on candles where you can buy two large, scented candles and three votive candles of the same flavor for $10 all in &#8211; not bad.</p>
<p>However, I didn&#8217;t run into any of these people at the Wal-Mart today.  Instead, I ran into their sinister cousins &#8211; the folks who think it&#8217;s a great idea to stop and scan their receipt when they are one foot outside of the store.  These morons feel that it is their right to block the exit of the store so they can scan their receipt to make sure that the three fucking items that they purchased were correctly registered.  Really?  You bought three items and you couldn&#8217;t pay attention while they were being rung up, nor could you scan your receipt while you were walking towards the exit (which is acceptable)?  Instead, you had to wait until the fresh, outside air hit you in the face until you realized that you were a waste of guts and skin?</p>
<p>That&#8217;s how self-consumed some people can really be.  And it&#8217;s also how incredibly dumb human beings can be &#8211; imagine a person that can&#8217;t walk and scan a six inch receipt.  They have to stop their entire body from moving so they can read a few numbers.  Absolutely incredible.</p>
<p>There were other aggravations at the Wal-Mart today, but I&#8217;ll hold them for another time.  Oh, and thank you to one of my roommates for sending me this link:  <a href="http://peopleofwalmart.com/"><strong>http://peopleofwalmart.com/</strong></a>  Go and take a look &#8211; it&#8217;s as ridiculous as you might imagine.</p>
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		<title>Unnecessary Complications:  Do Your Job The First Time!</title>
		<link>https://www.jerseysmarts.com/2009/07/01/unnecessary-complications-do-your-job-the-first-time/</link>
					<comments>https://www.jerseysmarts.com/2009/07/01/unnecessary-complications-do-your-job-the-first-time/#comments</comments>
		
		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Wed, 01 Jul 2009 15:30:40 +0000</pubDate>
				<category><![CDATA[Computers, Internet, & Technology]]></category>
		<category><![CDATA[Funny People]]></category>
		<category><![CDATA[cable company]]></category>
		<category><![CDATA[Comcast]]></category>
		<category><![CDATA[Customer Service]]></category>
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		<guid isPermaLink="false">http://www.jerseysmarts.com/?p=3523</guid>

					<description><![CDATA[Folks, I could have called this problem coming a mile and a half away. Anyone who has ever dealt with a cable company, cell phone company, regular phone company, etc. has dealt with this problem or one similar to it. Before we start, a message to Mark Casem &#8211; if you&#8217;re out there, you may [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Folks, I could have called this problem coming a mile and a half away.  Anyone who has ever dealt with a cable company, cell phone company, regular phone company, etc. has dealt with this problem or one similar to it.  Before we start, a message to Mark Casem &#8211; if you&#8217;re out there, you may want to read this one.  Here we go&#8230;</p>
<p>My promotional rate for the bundled Comcast services that I am subscribed to (cable, internet, and phone) was expiring at the end of June.  On a separate, unrelated call (one of the cable boxes in the house went down), Comcast advised me to contact them to get a new promotional rate for the coming year.  I thought that was nice of them to give me a head&#8217;s up, so I made the call.</p>
<p>I must have called two or three weeks ago and they verified that my promotional rate was expiring and that I was eligible for a new promotional rate that would actually lower my total bill by $15 each month.  That&#8217;s not bad!  However, this made my the synapses in my mind start to go off because we&#8217;ve all dealt with this problem:  you change your service in the middle of the month and the service provider winds up double and sometimes triple charging you which launches your next bill into the stratosphere.  Nobody wants to deal with that for two reasons.  First, it&#8217;s extremely annoying and everyone hates getting annoyed.  Second, when you contact the actual service provider, 99% of the time you&#8217;re stuck on the phone with a person who has a script and is required to stick to it.  Talk about doing anything but providing service!</p>
<p>Yet, to Comcast&#8217;s great credit, the woman on the phone must have anticipated this problem and suggested that she was going to make the changes effective for the next billing cycle.  SWEET!  There goes that headache and now all was in place for the next bill to come in.  Or so I thought&#8230;</p>
<p>The woman on the phone told me the new monthly charge (something like $157 per month) and I thank her for her time.  It really was a pleasant ohone call and a pleasant process.  Until I received my next bill.</p>
<p>Ugh&#8230;</p>
<p>Not only are none of the changes that the woman talked to me about reflected on the bill (as they should have been), but the total monthly bill is $210.  TWO HUNDRED AND TEN DOLLARS?!  That&#8217;s $38 MORE than what I was originally paying!</p>
<p>I took a look at the bill and nothing that I talked to the woman about was reflected.  Not a thing.  Do you know how frustrating that is for a consumer?  I spent half an hour of my time on the phone with that woman and NOTHING that we talked about was processed.  Come on!  I mean what?  Is my time worth nothing?!</p>
<p>At this point, I did what any consumer would do &#8211; I picked up the phone and made a call to 1-800-COMCAST.  This was a useless move.  After 10 minutes of not getting anybody on the phone, playing the &#8220;Press X for&#8230;&#8221; game, and listening to crappy music while I was on hold, I hung up and went to Comcast.com to use their live chat.  Now, to prove that I can say &#8220;good job&#8221; when it is well-deserved, let me say that Comcast.com&#8217;s live chat is excellent.</p>
<p>After signing on, a very nice live chat woman named Siena Rose answered my request in a matter of seconds.  She was extremely pleasant and, if you want, you can read our entire conversation by clicking here.  The end of this part of the story is that I had to call the local office in order to get the changes made on my account that I was told were made weeks ago.  If you click on the transcript of the discussion above, you&#8217;ll note that as pleasant as Siena Rose was on the live chat, I did get very offended when she went to an obvious &#8220;copy and paste&#8221; tactic at the end of the chat.  In short, she suggested that I can now consider my issue resolved when it was clearly not resolved.  I didn&#8217;t like that.  Read the transcript &#8211; you&#8217;ll see.</p>
<p>Oh joy, I get to call the local office.  More of my time spent on something that should have been done weeks ago.</p>
<p>The next day rolls around and I call the local office.  After playing the ridiculous &#8220;Press # for&#8230;&#8221; game and sitting on hold for 12 minutes, I hang up.  Great, now I have to call the NEXT day.  In other words, I have to take time out of MY WORK DAY to tell the local office that they made a mistake and that they need to fix it.  At this point, I&#8217;m beginning to get enraged because I know exactly what&#8217;s going to happen &#8211; I&#8217;m going to request a new bill be generated erasing the false $210 bill and the local office isn&#8217;t going to do it.  However, I learned once that you shouldn&#8217;t get mad at things before they happen, so I choose to simmer down before I make the call on Monday (during my work day).</p>
<p>Up until this point, I&#8217;ve spent almost an hour of my time trying to fix a mistake made and admitted to by Comcast.  What do I get for this?  If I made a mistake with my payments (which would never happen), Comcast would get a late fee.  Where is my equivalent of a late fee for the mistakes that Comcast made and the loss of an hour of my personal time?</p>
<p>Instead of waiting to call the next day &#8211; during my work day &#8211; I decide to call 1-800-COMCAST to see what they can do.  After about a minute on hold, some guy answers and asks me how he can help.  I tell him my problem and he says that he can put me through to the local billing department, before I get a chance to say that I&#8217;ve been waiting on hold with them for 12 minutes already today &#8211; he puts me through.  The same familiar, aggravating elevator music pops onto my phone&#8230;</p>
<p>Now I want to put my fist through someone&#8217;s face, but I&#8217;ve decided instead to calm down the rage and wait on hold (again).  As I wait on hold, I begin writing this post so I don&#8217;t forget any of the absolute ridiculousness of this situation.  After another 12 minutes on hold, I give up and realize that I&#8217;m going to have to make this phone call the following day from my office.  That&#8217;s completely unfair, but what choice do I have?</p>
<p>Monday morning rolls around and after waiting on hold for a few minutes, I&#8217;m on the line with a customer service representative at Comcast.  Here comes another dreadful moment &#8211; having to re-explain everything all over again (which I do as pleasantly as possible).  The woman on the phone (didn&#8217;t catch her name) has no idea what I&#8217;m talking about and tells me that the reason why I have the wrong charges reflected on my bill is because I made the changes on June 27th and my billing dates run from the 20th of each month to the following 20th.</p>
<p>Ugh&#8230;</p>
<p>I explain to the woman that I called on June 15th to make the changes (she gets more confused) and that my billing period is the actual month itself.  In this case, we&#8217;re talking about July 2nd through August 1st.  This is met with a, &#8220;Wuhhh&#8230;uhhh&#8230;&#8221;  Super!  I tell the woman on the phone that the live chat specialist told me she made extensive notes in my account and that she should take a look at them.  The woman on the phone, again, says that this is all confusing.</p>
<p>Great.</p>
<p>She asks if she can put me on hold, to which I say yes.  After six minutes on hold, she comes back on and tells me that no changes have been made to my account&#8230;newsflash!  She also said that she was going to transfer me to an account manager (how do you get the phone number to talk to an account manager directly?).  An account manager named Marissa gets on the phone and goes over all of the issues with my account.  She immediately sees all of the issues and I&#8217;m telling you &#8211; within a matter of two minutes she had everything fixed.  She put me on hold for a few minutes and when she came back on, she reviewed my bill with me and I left a happy customer.</p>
<p>Before the end of the call, Marissa told me what the new amount was for the bill.  I asked her again, &#8220;If I pay this amount, there won&#8217;t be a notice that I haven&#8217;t paid the entire bill or anything, right?&#8221;  And she said, &#8220;No, like I just told you &#8211; this is how much you have to pay.&#8221;  So I reminded her that I was told one thing on June 15th and something completely different on June 27th.  She understood, apologized again for the oversight, and commented that I only had to pay the amount that she quoted me.  In fact, she gave me her name, service number, and told me her location in case I ever had another problem.  I thought that was a nice touch.</p>
<p>Whoever Marissa is in the Comcast organization, she should be given a raise.  Every other step in this process was miserable except dealing with her.  The most annoying part of the entire process (besides losing a few hours of my time and getting aggravated) was that I had to keep repeating myself and repeating the story.</p>
<p>Now let&#8217;s see if what Marissa says holds true when I go to pay my bill.  I will be sure to let you all know the outcome!</p>
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		<title>Comcast Customer Service &#8211; Not Quite Right</title>
		<link>https://www.jerseysmarts.com/2009/06/14/comcast-customer-service-not-quite-right/</link>
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		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Mon, 15 Jun 2009 00:37:38 +0000</pubDate>
				<category><![CDATA[Computers, Internet, & Technology]]></category>
		<category><![CDATA[Funny People]]></category>
		<category><![CDATA[cable company]]></category>
		<category><![CDATA[Comcast]]></category>
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		<guid isPermaLink="false">http://www.jerseysmarts.com/?p=3472</guid>

					<description><![CDATA[While I was flipping around the channels on Friday evening, I noticed that among all of the new high definition channels that Comcast has made available to me, I didn&#8217;t see a FOX News HD station. I thought that was weird because I know that Cablevision and the satellite television companies offer the channel so [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>While I was flipping around the channels on Friday evening, I noticed that among all of the new high definition channels that Comcast has made available to me, I didn&#8217;t see a FOX News HD station.  I thought that was weird because I know that Cablevision and the satellite television companies offer the channel so for it not to be available on Comcast &#8211; something must have been up.</p>
<p>I logged online to access their e-mail support (because there&#8217;s no way that I was going to sit on hold to call someone to ask about the channel).  After having to enter every single bit of information that they could possibly ask me outside of my social security number, I submitted the following question to Comcast:</p>
<blockquote><p>When are we going to get the FOX News Channel in High Definition?  All of the satellite companies, FiOS, and Cablevision offer it in this area &#8211; when are we getting it on Comcast?</p></blockquote>
<p>Short, sweet, and to the point &#8211; you know?  Comcast generally gets back to their customers within 24 hours &#8211; this is the response that I received (name changed to protect the helpless):</p>
<blockquote><p>Dear Joe,</p>
<p>Thank you for contacting Comcast.</p>
<p>I understand you would like further information regarding the addition<br />
of Fox News HD to your Comcast channel lineup.</p>
<p>Our goal is to provide a wide choice of quality cable networks and local<br />
broadcast channels reflecting the diverse programming interests of our<br />
customers.  In addition to requests from customers, the following<br />
factors play a part in our decision making process:</p>
<p>· FCC regulations, such as requirements to carry all local broadcast<br />
channels<br />
· Requirement by local broadcasters to carry their affiliated cable<br />
networks<br />
· The number of access channels required by local government<br />
· Customer satisfaction with networks carried in other systems<br />
· Customer satisfaction with similar networks<br />
· Importance of the network to our diverse community<br />
· Level of interest across a percentage of our customer base<br />
· Per-subscriber programming fees charged by the network versus the<br />
value added to the line-up</p>
<p>What this all means is that we take all requests for new networks very<br />
seriously, and that we carefully consider the overall impact of adding<br />
each network.  While we cannot honor every request, we do take each<br />
request into consideration in planning future changes to the line-up.</p>
<p>Sincerely,</p>
<p>Bob<br />
Comcast Customer Care Specialist</p></blockquote>
<p>If you managed to suffer through reading that ridiculously &#8220;customer-friendly&#8221; response, you&#8217;ll notice that it says absolutely nothing.  But not to fear &#8211; before I received this response (which was sent a few hours after I sent my initial inquiry), I found FOX News HD on channel 277.</p>
<p>Ahem, Comcast already offers the channel, but I still received a form mail response anyway!  <strong>In other words, the robotic people who prepare these automated responses don&#8217;t even know the services that they offer!</strong>  So I responded to Comcast &#8211; again, short and sweet:</p>
<blockquote><p>Actually, I found the station on channel 277.</p>
<p>That&#8217;s all I needed.</p></blockquote>
<p>I figured that with such a direct response, a human would reply back with something like, &#8220;Oh, great.  We have to send out those automated responses, but I&#8217;m glad that you found what you were looking for.  Enjoy!&#8221;</p>
<p>No.</p>
<p>Instead, I received this:</p>
<blockquote><p>We have received your e mail and thank you for using Comcast&#8217;s online<br />
email support.  One of our Comcast customer support representatives will<br />
get back to you, likely within just a few hours.  In the meantime, you<br />
may find our FAQs helpful to resolve your inquiry so we invite you to<br />
visit http://help.comcast.net.  Or, for more immediate attention to your<br />
situation, try &#8220;Ask Comcast&#8221;, a real time chat service, available by<br />
visiting http://www.comcast.net and clicking on the AskComcast link at<br />
the top of the page.    We look forward to working with you.</p>
<p>Sincerely, Your Comcast Support Team</p></blockquote>
<p>Followed by this:</p>
<blockquote><p>Dear [My Full Name],</p>
<p>Thank you for contacting us regarding your Comcast cable service.<br />
I&#8217;m glad that you were able to find the channel that your were looking<br />
for.  If you need further assistance, please feel free to respond<br />
directly to this email. We appreciate you taking the time to contact us.</p>
<p>Thank you for choosing Comcast.</p>
<p>Sincerely,</p>
<p>Jimmy R<br />
Comcast Customer Care Specialist</p></blockquote>
<p>First of all, I didn&#8217;t need the automated &#8220;we received your e-mail response,&#8221; but I appreciate the sentiment.  Second, Jimmy R (name changed) shouldn&#8217;t be thanking me for choosing Comcast because I live in New Jersey &#8211; which means I can&#8217;t choose another cable company even if I wanted to!  Sure, there&#8217;s Verizon FiOS and satellite, but home rule dominates this state.</p>
<p>And third, shouldn&#8217;t Jimmy R &#8211; a real human &#8211; have answered my first question to begin with?  Wouldn&#8217;t that have saved Comcast from looking inept in terms of what they offer their customers?</p>
<p>Ah, cable companies.  Gotta love &#8217;em&#8230;at least if you live in New Jersey.</p>
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		<title>Where Do Some People Learn How To Drive?</title>
		<link>https://www.jerseysmarts.com/2009/06/09/where-do-some-people-learn-how-to-drive/</link>
					<comments>https://www.jerseysmarts.com/2009/06/09/where-do-some-people-learn-how-to-drive/#comments</comments>
		
		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Tue, 09 Jun 2009 14:36:24 +0000</pubDate>
				<category><![CDATA[Funny People]]></category>
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		<guid isPermaLink="false">http://www.jerseysmarts.com/?p=3457</guid>

					<description><![CDATA[Wow! I&#8217;m glad that so many of you liked yesterday&#8217;s rant about some of the stupid people lurking around MySpace. It wouldn&#8217;t be so sad if it was true, right? I received a bunch of messages about how you liked that post and that put me in an interesting position for today since I had [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Wow!  I&#8217;m glad that so many of you liked yesterday&#8217;s rant about some of the stupid people lurking around MySpace.  It wouldn&#8217;t be so sad if it was true, right?  I received a bunch of messages about how you liked that post and that put me in an interesting position for today since I had so many things to write about.  I was going to write about the old lady (in her late 60&#8217;s) that I saw this morning at the Wawa who had huge fake breasts that made her look like some type of grapefruit thief, but I think I&#8217;ll write about the morons on the road this morning since it will allow me to get a little bit more steam out.</p>
<p>Anyone involved in the debacle that was central New Jersey&#8217;s morning commute today knows that it was horrendous.  The rain came down like a flood and visibility was all but nonexistent.  So what would you do in such a situation when you had to go to work in this weather?  Clearly, if you were a moron driving a white, Acura SUV this morning you would be riding everyone&#8217;s tail and swerving in and out of traffic!  Look, I don&#8217;t know what this asshole in the white Acura was trying to accomplish, but I watched in my rear view mirror as he zoomed in and out of the two lanes of traffic until he reached where I was on the road.  And then, almost unbelievably, this guy came to within less than a foot of distance between his car and mine.  Seriously!  Who does that when you&#8217;re driving in a torrential downpour?  An idiot does that, that&#8217;s who&#8230;</p>
<p>Almost as bad was this woman driving in a little Volkswagon Cabrio.  I&#8217;ve never driven a small VW so I don&#8217;t know how these things handle in that type of rain, but this woman had her emergency lights on and was cruising at about 30 miles per hour.  If I had a direct line into her car I would have said, &#8220;Hey, honey, you create more problems than you solve when you do that!&#8221;</p>
<p>Look, I understand that some people are horrified of driving in the rain.  It can be a very scary event.  In my mind, you have two scenarios when it&#8217;s torrential outside &#8211; don&#8217;t drive at all or, if you have to drive and you get caught in a monsoon, pull over and wait for it to die down.</p>
<p>But for the love of all that&#8217;s good, don&#8217;t put your blinkers on and smoothly sail away at 30 miles per hour on a major, two-lane highway when everyone around you is going at 60 &#8211; 80 miles per hour.  If you don&#8217;t &#8220;know&#8221; that doing this is going to create major problems, you probably shouldn&#8217;t have a license in the first place.</p>
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		<title>Quite Possibly the Dumbest People on the Planet</title>
		<link>https://www.jerseysmarts.com/2009/06/05/quite-possibly-the-dumbest-people-on-the-planet/</link>
					<comments>https://www.jerseysmarts.com/2009/06/05/quite-possibly-the-dumbest-people-on-the-planet/#respond</comments>
		
		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Fri, 05 Jun 2009 15:30:13 +0000</pubDate>
				<category><![CDATA[Funny People]]></category>
		<category><![CDATA[Backseat]]></category>
		<category><![CDATA[Dummies]]></category>
		<category><![CDATA[Fools]]></category>
		<category><![CDATA[Idiocracy]]></category>
		<category><![CDATA[Idiots]]></category>
		<category><![CDATA[Morons]]></category>
		<category><![CDATA[Sex]]></category>
		<guid isPermaLink="false">http://www.jerseysmarts.com/?p=3445</guid>

					<description><![CDATA[About two and a half weeks ago a story slipped by most of the mainstream media due in large part to its complete ridiculousness. To sum up the story, two dummies had sex in their car while their children were in the backseat. Yes, you read that correctly. For specific details on this story, we [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>About two and a half weeks ago a story slipped by most of the mainstream media due in large part to its complete ridiculousness.  To sum up the story, two dummies had sex in their car while their children were in the backseat.  Yes, you read that correctly.  For specific details on this story, we turn to <a href="http://www.thesmokinggun.com/archive/years/2009/0518091car1.html"><strong>The Smoking Gun</strong></a> website which shares the following:</p>
<blockquote><p>Meet Danica Wallace and Jeremy Welch. The Ohio couple was arrested Friday after cops spotted them having sex in a car while Wallace&#8217;s two small children were in the vehicle&#8217;s back seat. According to a Springfield Police Department report, a copy of which you&#8217;ll find here, Wallace, 24, was driving a Ford Taurus when she and Welch, 29, &#8220;pulled off the roadway to have sex.&#8221; When police approached the vehicle, they discovered Wallace, naked from the waist down, astride a similarly pantsless Welch, who was seated in the front passenger seat. Welch, who was &#8220;extremely intoxicated,&#8221; offered cops a simple explanation for the pair&#8217;s conduct: &#8220;We got horny and just wanted to fuck!!&#8221;</p></blockquote>
<p>Did you get that?  They just wanted to fuck&#8230;with their children in the backseat of the car.  ARE YOU KIDDING ME?!?!?  Click on The Smoking Gun link above to see pictures of these superstars &#8211; trust me, you won&#8217;t be surprised.</p>
<p>For those of you who haven&#8217;t checked out the Mike Judge comedy called <a href="http://www.amazon.com/gp/product/B000K7VHOG?ie=UTF8&#038;tag=usableweb07-20&#038;linkCode=as2&#038;camp=1789&#038;creative=9325&#038;creativeASIN=B000K7VHOG"><strong><em>Idiocracy</em></strong></a><img decoding="async" src="http://www.assoc-amazon.com/e/ir?t=usableweb07-20&#038;l=as2&#038;o=1&#038;a=B000K7VHOG" width="1" height="1" border="0" alt="" style="border:none !important; margin:0px !important;" /> yet, I suggest you rent it and watch it this weekend or hey &#8211; you can pick up a new copy at Amazon.com for about $5 by clicking the movie&#8217;s name above (you can check out <a href="http://www.jerseysmarts.com/2007/03/31/dvd-review-idiocracy/"><strong>my review here</strong></a>).  The society described in <a href="http://www.amazon.com/gp/product/B000K7VHOG?ie=UTF8&#038;tag=usableweb07-20&#038;linkCode=as2&#038;camp=1789&#038;creative=9325&#038;creativeASIN=B000K7VHOG"><strong><em>Idiocracy</em></strong></a><img decoding="async" src="http://www.assoc-amazon.com/e/ir?t=usableweb07-20&#038;l=as2&#038;o=1&#038;a=B000K7VHOG" width="1" height="1" border="0" alt="" style="border:none !important; margin:0px !important;" /> is EXACTLY what our world is headed towards and ridiculous stories like this one only prove that fact.</p>
<p>They got horny&#8230;come on!</p>
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		<title>Student Loan Forgiveness Advocates Need to Do Better&#8230;</title>
		<link>https://www.jerseysmarts.com/2009/03/25/student-loan-forgiveness-advocates-need-to-do-better/</link>
					<comments>https://www.jerseysmarts.com/2009/03/25/student-loan-forgiveness-advocates-need-to-do-better/#comments</comments>
		
		<dc:creator><![CDATA[Joe]]></dc:creator>
		<pubDate>Wed, 25 Mar 2009 18:30:38 +0000</pubDate>
				<category><![CDATA[Funny People]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[Alma Mater]]></category>
		<category><![CDATA[Blurb]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Disgrace]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Fools]]></category>
		<category><![CDATA[Idiots]]></category>
		<category><![CDATA[Intention]]></category>
		<category><![CDATA[Invest]]></category>
		<category><![CDATA[Lawyer]]></category>
		<category><![CDATA[Morons]]></category>
		<category><![CDATA[People]]></category>
		<category><![CDATA[Petition]]></category>
		<category><![CDATA[Presidency]]></category>
		<category><![CDATA[President Of The United States]]></category>
		<guid isPermaLink="false">http://www.jerseysmarts.com/?p=3178</guid>

					<description><![CDATA[Some of you might remember two few weeks ago when I posted an entry talking about the major positive effects of canceling all student loan debt. Obviously, with $100,000+ in student loan debt, I would be in favor of such a move by the government! However, I understand that this is my debt which I [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Some of you might remember two few weeks ago when I posted an entry talking about the major <a href="http://www.jerseysmarts.com/2009/03/12/could-canceling-student-loan-debt-help/"><strong>positive effects of canceling all student loan</strong></a> debt.  Obviously, with $100,000+ in student loan debt, I would be in favor of such a move by the government!  However, I understand that this is my debt which I freely assumed and I have every intention of paying it back, yada, yada, yada.</p>
<p>The purpose of this post, though, is to report back to you all on something I saw when I went over to <a href="http://www.thepetitionsite.com/1/Real-Economic-Stimulus-Forgive-Student-Loans"><strong>the petition site</strong></a> earlier today to read some of the brief stories that the signers are posting.  I read the blurb below and my jaw hit the floor.</p>
<blockquote><p>Mr. Obama: I first would like to command you on job well done for past 2 months into your presidency. Most importantly, I would like to urge you to seriously look into this important issue that contributed to greater debt of our nation. Please, consider a relief package for student loan debtors. This will forgive student loan debt and therefore, will enable us to invest in our future and save the economy in the long run.</p></blockquote>
<p>Seriously?  You would like to &#8220;command&#8221; the President &#8220;on job well done for past 2 months into your presidency?&#8221;  Really?  Is that what you want to do?  You want the President to seriously look into canceling student loan debt &#8220;that contributed to greater debt of our nation?&#8221;  Yeah?</p>
<p>Are you serious?</p>
<p>If I was President of the United States and a letter like this mess came in (which, by the way, was written <em>in support</em> of an idea!), I&#8217;d first laugh out loud and then I&#8217;d personally write back to this individual and suggest they engage a lawyer to press charges against their alma mater!  How can <strong>anyone</strong> on the planet take such a disgrace of a letter seriously?</p>
<p>Look, I love the passion that people have regarding student loan cancellation and I agree wholeheartedly with the economic principles behind the concept, but if you can&#8217;t write a decent paragraph in favor of the idea, then don&#8217;t write anything at all!  Sometimes it is okay to shut up!</p>
<p>All I know is that if the student loan cancellation crowd wants to gain any traction, they need to do better than the blurb posted above.</p>
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