JerseySmarts.com https://www.jerseysmarts.com Joe Palazzolo's Blog Tue, 30 Dec 2008 16:45:36 +0000 en-US hourly 1 https://wordpress.org/?v=6.7.2 https://www.jerseysmarts.com/wp-content/uploads/2020/06/cropped-site-icon-32x32.png JerseySmarts.com https://www.jerseysmarts.com 32 32 New Year’s Resolutions for 2009 https://www.jerseysmarts.com/2009/01/02/new-years-resolutions-for-2009/ https://www.jerseysmarts.com/2009/01/02/new-years-resolutions-for-2009/#respond Fri, 02 Jan 2009 16:33:04 +0000 http://www.jerseysmarts.com/?p=2764 Last year I listed out a gigantic list of resolutions for the new year and while I accomplished most of them, I remember writing the list being an exercise in futility and aggravation. As such, I’m only going to make large generalizations on what I hope the new year brings.

First, like everyone I hope for health, happiness, safety, etc. Blah blah blah – we all get this resolution. So everyone out there be careful and safe and so on and so on…

Financially, I’m in a good spot. A few years ago I tightened my financial belt and it paid off. I’m close to breaking beneath $100,000 in total student loan debt, I have no credit card debt, I have a sufficient safety reserve, and I have a diversified investment portfolio including an ING savings account, CDs, stocks, and my 401k. For someone my age, that’s pretty good. This year, though, I’d like to double my safety reserve since the economy doesn’t look like it’s going to get any better any time soon. I’m also staying in the market.

Honestly, that’s about it for the resolutions. I’m going to go to the doctor this year and get a full physical and I really need to get my eyes checked again because I think I need a new set of lenses. Other than that, I think I’m doing well!

Good luck to all of you in meeting your New Year’s Resolutions!

]]> https://www.jerseysmarts.com/2009/01/02/new-years-resolutions-for-2009/feed/ 0 Merry Christmas to All https://www.jerseysmarts.com/2008/12/25/merry-christmas-to-all/ https://www.jerseysmarts.com/2008/12/25/merry-christmas-to-all/#respond Thu, 25 Dec 2008 14:00:24 +0000 http://www.jerseysmarts.com/?p=2662 Merry Christmas everyone! Here’s hoping that you enjoy a safe, healthy, and happy Christmas with family and friends. And to my younger brother – Happy Birthday! My younger brother will turn 21 this Christmas and I wish him safety and happiness today and forever. 🙂

Now everyone get back to opening presents…

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